$674,900

502 Beneficial Way, St Charles, MO 63304

3 beds |
2 baths |
2,228 sqft

Single-Family Home
Built in 2023
0.31acre lot
3 car garage
$303/sqft
Listed 1 month ago

Property Description

NEW PRICE + SELLER-PAID RATE BUYDOWN! Why build when you can move into 502 Beneficial Way today at an improved price and a lower interest rate? This is the high-value opportunity in St. Charles. The Financial Edge: Skip the 2026 construction delays and bidding wars. With our Seller-Paid Rate Buydown, you can secure a monthly payment that beats current market averages, potentially saving you hundreds every month. Immediate Luxury (No Waiting Required): $35k in Premium Head Starts: Avoid the "builder basic" dirt lot. This home features professionally established landscaping with 15-foot Arborvitae, Maples, and Bald Cypress for instant privacy. The Entertainer’s Dream: Open-concept ranch with soaring ceilings, designer lighting, and a massive kitchen island that’s ready for your first housewarming party. Outdoor Sanctuary: Relax on your maintenance-free composite deck under a motorized SunSetter awning with serene lake views—upgrades that would cost thousands more at a design center. Why this home wins: It’s a 2023 build with "2026 finishes" already installed. You get the primary retreat with the custom walk-in closet and spa-like shower without the dust, noise, or stress of a construction site. Tour it this weekend and see the value for yourself

Listing Status:: Active
Date Added:: February 5, 2026
Data Last Updated:: March 28, 2026 at 12:16AM
Listing Office:: Magnolia Real Estate : 636-442-0214
MLS ID:: 26005356

General: Ceiling Fan(s)ChandelierCustom CabinetryDouble VanityEat-in KitchenGranite CountersHigh CeilingsKitchen IslandOpen FloorplanPantryRecessed LightingSeparate DiningShowerSmart HomeSmart ThermostatWalk-In Closet(s)
Appliances: Stainless Steel Appliance(s)
Laundry: Laundry RoomMain LevelSink
Basement: 9 ft + PourEgress WindowRoughed-In BathSump PumpUnfinished
Flooring: CarpetLuxury Vinyl
A/C: Ceiling Fan(s)Central Air
Heating: Forced Air
Fireplace: Family RoomGasFireplaceFireplaces: 1

General: Awning(s)Other
Style: RanchTraditional
Other Structures: PorchFront PorchAwning(s)DeckPatioCovered

Roofing: Architectural Shingle
Windows: BlindsDouble Pane WindowsInsulated WindowsWindow Treatments
General: Board & Batten SidingSpray Foam InsulationStone VeneerVinyl SidingOne

HOA Amenities: Picnic AreaPlaygroundTrail(s)Maintenance GroundsCommon Area MaintenanceSnow Removal750.0Annually
Originating MLS: maris2
School District: Francis Howell R-III
County: St. Charles

Zoning: 3-0036-D236-00-122B.0000000
Fencing: None

Utilities: Cable AvailableElectricity ConnectedNatural Gas ConnectedWater ConnectedOther
Water: Public
Sewer: Public Sewer

Source: maris2

This listing courtesy of Magnolia Real Estate

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Castlio Elementary School

1020 Dingledine Rd, Saint Charles, MO, 63304

Grades KG-5

0.30 miles away

Hollenbeck Middle School

4555 Central School Rd, Saint Charles, MO, 63304

Grades 6-8

1.68 miles away

Francis Howell Central High School

5199 Highway N, Saint Charles, MO, 63304

Grades 9-12

3.08 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.