$124,900

1501 Locust Street 1102, St Louis, MO 63103

1 bed |
1 bath |
980 sqft

Condominium
Built in 1917
—— sqft lot
—— car garage
$127/sqft
Listed 10 days ago

Property Description

Welcome home to the historic Terra Cotta Lofts, where stunning city views meet modern luxury and a truly incredible financing opportunity! This beautifully updated 1-bedroom, 1-bath unit offers the perfect blend of style and downtown St. Louis living. Recently Updated with gorgeous countertops, sleek black appliances, and custom cabinetry, offering both beauty and function. Enjoy spectacular views of Washington Avenue and the iconic City Museum from the expansive living room windows. This is urban living at its finest! ?Unheard-of Financing Advantage: Secure this fantastic condo with an assumable FHA mortgage at an unbelievable 2.83% interest rate! Don't miss this chance to lock in a payment far below current market rates. The current owner's total monthly payment for PITI (Principal, Interest, Taxes, Insurance) and HOA is under $1,200, making downtown living exceptionally affordable. ?Walk out your door into the heart of the action! Located in the vibrant Loft District, you are just minutes from the new St. Louis CITY SC Soccer Stadium (CITYPARK) and surrounded by the best restaurants, bars, and entertainment on Washington Avenue. Enjoy a short walk to Busch Stadium and all the premier amenities that downtown St. Louis has to offer. ?Don't let this rare combination of prime location, modern updates, and an assumable low-interest loan slip away! Schedule your showing today. Disclaimer: Buyer must qualify for the FHA assumable mortgage. Contact your lender or agent for details on the assumption process and equity requirements.

Listing Status:: Active
Date Added:: December 8, 2025 at 06:00AM
Listing Office:: Keller Williams Realty St. Louis : 314-677-6000
MLS ID:: 25079701

Appliances: DishwasherDisposalDryerMicrowaveElectric OvenRefrigeratorWasherWasher/Dryer Stacked
Laundry: In Unit
Flooring: Other
A/C: Ceiling Fan(s)Central Air
Heating: Forced Air
Fireplace: Fireplaces: 0

Style: Apartment Style
Parking: AssignedGarageParking spaces: 0

General: BrickOne

HOA Amenities: Elevator(s)ParkingRoof DeckStorageElectricityInsuranceManagementSewerTrash495.0Monthly
Originating MLS: maris2
School District: St. Louis City
County: St Louis City

Zoning: C B 827 LOCUST ST TERRA COTTA LOFTS CONDO UNIT 1102 LUCAS PLACE ADDN0827-00-0350-0
View: City Lights

Utilities: Cable AvailableElectricity ConnectedPhone AvailableSewer ConnectedWater Connected220 Volts
Water: Public
Sewer: Public Sewer

Source: maris2
Ownership: Private

This listing courtesy of Keller Williams Realty St. Louis

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Vicc

801 N 11th St, Saint Louis, MO, 63101

Grades KG-12

0.38 miles away

Vicc

801 N 11th St, Saint Louis, MO, 63101

Grades KG-12

0.38 miles away

Vashon High School

3035 Cass Ave, Saint Louis, MO, 63106

Grades 9-12

1.54 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.