$154,000

923 Efird Street 97, Albemarle, NC 28001

2 beds |
1 bath |
926 sqft

Single-Family Home
Built in 1920
0.27acre lot
—— car garage
$166/sqft
Listed 3 months ago

Property Description

AFFORDABILITY – A Noun- “the fact of being cheap enough that people can afford to buy it or pay it”. HOME BUYER’S WANT AFFORABILITY BUT A $200,000, $300,000, $400,000 HOME IS NOT THE ANSWER. Consider this home as a STARTER. It is affordable and likely to qualify for FHA, VA. USDA and State Employees Credit Union financing. With as little as nothing down excluding closing costs or no more than 3.5% down and perhaps with seller contribution, if agreed upon, this could be your home. Perhaps not your forever home but A STEPPING STONE to bigger and better. It will be your first home, your first investment, something that brings value that GROWES MONEY! MAKE THAT FIRST STEP!!! YOU ARE NOT SAVING MONEY BY RENTING!

Listing Status:: Active
Data Last Updated:: March 25, 2026 at 4:16PM
Listing Office:: Century 21 Russ Hollins, Realtors : 704-983-2114
MLS ID:: 4325322

Appliances: Electric RangeRefrigerator
Laundry: Electric Dryer HookupWasher Hookup
Flooring: CarpetVinyl
A/C: Ceiling Fan(s)Central AirElectric
Heating: CentralForced AirNatural Gas

General: None
Style: Bungalow
Other Structures: Front PorchCovered
Parking: Driveway

Roofing: Composition
Windows: Storm Window(s)
General: Site BuiltCrawl Space

Road/Access: GravelPaved
Originating MLS: carolina
County: Stanly

Zoning: R-86538-02-86-8171
View: City

Utilities: Cable AvailableElectricity ConnectedNatural Gas
Water: City
Sewer: Public Sewer

Source: carolina

This listing courtesy of Century 21 Russ Hollins, Realtors

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Central Elementary School

206 N 3rd St, Albemarle, NC, 28001

Grades KG-5

0.89 miles away

Albemarle Middle School

1811 Badin Rd, Albemarle, NC, 28001

Grades 6-8

2.42 miles away

Albemarle High School

311 Park Ridge Rd, Albemarle, NC, 28001

Grades 9-12

1.54 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.