872 Armstrong Road, Belmont, NC 28012

• 3 beds |
• 4 baths |
• 3,937 sqft

Property Description

Some homes are built for a season, but this one was built for a lifetime. For decades, this waterfront retreat on Armstrong Road has been the heartbeat of multigenerational gatherings, and now, it’s ready for its next chapter. The main level feels like a welcoming hug. You’ll love the character of the wood-beamed ceilings in the great room and the warmth of the first of two stunning stone fireplaces. This is a home designed with elegance, but made for comfort, featuring a dedicated home office and a massive laundry room equipped with a mud sink and add'l refrigerator—ideal for lake-day prep. Both main-level bedrooms are true retreats, featuring ensuite bathrooms with classic clawfoot tubs and custom tile showers. You'll find the real 'WOW' factor of this home as you descend downstairs into the finished basement showcasing a full secondary living quarters! With an expansive kitchen, wet bar, huge rec area, and two additional rooms, both currently being used as bedrooms, it’s the ultimate setup for multi-generational living or just the best guest suite on the lake! When you step outside, you'll find multi-level areas for entertaining. From the upper, stone-clad deck to the lower masonry patio flowing onto a terrace with a custom masonry firepit, there is a spot for everyone to enjoy the view! Follow the lure of the sunlight glistening off the water as it leads you down to your covered, floating dock with a boatlift AND YOUR OWN PONTOON BOAT! Yes, this home comes with a 24-ft. pontoon with double bimini tops a 90hp, 4-stroke Yamaha motor! You can start enjoying lake life on DAY ONE! Located on nearly an acre of land, you'll enjoy no HOA dues, and no city taxes... allowing you the freedom to live exactly as you’ve always dreamed. Make your appointment today to see this incredible Belmont legacy home for yourself!

Listing Status:

Active

Data Last Updated:

March 4, 2026 at 7:18PM

Listing Office:

Howard Hanna Allen Tate Gastonia : 704-868-4188

MLS ID:

4349213

Interior

• General: Breakfast BarEntrance FoyerOpen FloorplanStorageWalk-In Closet(s)
• Appliances: DishwasherDryerElectric OvenElectric RangeMicrowaveRefrigeratorRefrigerator with Ice MakerTrash CompactorWasherWasher/Dryer
• Laundry: Laundry RoomMain Level
• Basement: Exterior EntryInterior EntryWalk-Out Access
• Flooring: LaminateTileWood
• A/C: Central AirElectric
• Heating: CentralElectric
• Fireplace: Great RoomRecreation RoomWood BurningFireplace

Exterior

• General: Fire PitDock - FloatingOutbuilding
• Style: RanchTraditional
• Other Structures: PorchBalconyPatioCovered
• Parking: Driveway

Construction

• Roofing: Architectural Shingle
• Windows: Insulated Window(s)
• General: Site BuiltBasement

Location

• Road/Access: GravelPaved
• Originating MLS: carolina
• County: Gaston

Lot

• Zoning: R1193318
• View: WaterYear Round
• Restrictions: Property is subject to restrictions as specified in Shoreline Management Guidelines.

Utilities

• Water: Well
• Sewer: Septic Installed

Financial

• Source: carolina