16312 Cozy Cove Road, Charlotte, NC 28278

• 6 beds |
• 7 baths |
• 6,218 sqft

Property Description

Absolutely stunning waterfront retreat on Lake Wylie! Situated on just over an acre within the desireable Palisades area with no HOA restrictions, this exceptional 6 bedroom, 5 full/2 half bath property offers unmatched freedom and luxury in one of Charlotte's most coveted locations. A charming rocking chair front porch welcomes you into a breathtaking 2-story great room, highlighted by a dramatic three sided floor-to-ceiling stone fireplace. The open dining area flows seamlessly into the chef's kitchen, featuring an oversized island with breakfast bar, 36" gas cooktop, double wall ovens and a full size side by side refrigerator and freezer. Just off the great room, the covered deck provides one of many inviting outdoor living spaces with tranquil lake views. The main level primary suite impresses with a spacious 17x21 bedroom overlooking the water, along with spa-inspired bath and walk-in closet. Two additional bedrooms, a jack and jill bath, walk-in pantry and a large laundry room leading to the 3-car garage complete the main level. Upstairs, you'll find a full private apartment -- ideal for in-laws, guests, and more -- offering a beautiful kitchen, open living area with lake views, a generous bedroom, 1.5 baths, pantry and laundry. The expansive basement adds even more versatility featuring a living room/rec room, full kitchen, 2 bedrooms and 2 full baths. Over 1,000 sf of unfinished space offers endless possibilities for storage, home gym or future expansion. A separate one-car garage with workshop is perfect for a golf cart, tools and lake toys. Walk out from the basement to a spacious screened porch overlooking the inground pool, hot tub, grill station, built-in firepit and, of course, Lake Wylie. Follow the gentle path down to your private dock and enjoy boating, water sports, fishing or peaceful sunset views. This unique property offers true lake living with unmatched convenience. Schedule your appointment to see this incredible property today!

Listing Status:

Active

Data Last Updated:

May 10, 2026 at 12:16AM

Listing Office:

COMPASS : 704-234-7880

MLS ID:

4321861

Interior

• General: Attic Walk InCable PrewireGarden TubKitchen IslandOpen FloorplanPantrySplit BedroomWalk-In Closet(s)Walk-In Pantry
• Appliances: DishwasherDisposalElectric OvenExhaust HoodGas CooktopRefrigeratorTankless Water HeaterWine Refrigerator
• Laundry: Laundry ClosetLaundry RoomLower LevelMain LevelMultiple LocationsUpper Level
• Basement: ApartmentBasement Garage DoorDaylightInterior EntryPartially FinishedStorage SpaceWalk-Out Access
• Flooring: CarpetTileWood
• A/C: Central AirHeat PumpMulti Units
• Heating: CentralHeat PumpNatural Gas
• Fireplace: DenGas LogGas StarterGreat RoomSee ThroughFireplace

Exterior

• General: Fire PitDock - FloatingGas GrillIn-Ground Irrigation
• Other Structures: EnclosedPorchFront PorchDeckRear PorchScreenedSide PorchCovered
• Parking: Attached GarageGarage Door OpenerGarage Faces SideGarage ShopGolf Cart Garage

Construction

• Roofing: Architectural Shingle
• General: Site BuiltBasement

Location

• Road/Access: ConcretePaved
• Originating MLS: carolina
• County: Mecklenburg

Lot

• Zoning: N1C21718130
• View: WaterYear Round

Utilities

• Utilities: Natural Gas
• Water: City
• Sewer: Public Sewer

Financial

• Source: carolina