$1,225,000

106 N Oak Drive, Holly Ridge, NC 28445

5 beds |
5 baths |
2,887 sqft

Single-Family Home
Built in 2020
6,534sqft lot
—— car garage
$424/sqft
Listed 1 month ago

Property Description

Welcome to Island Oaks, one of Topsail Island's most coveted neighborhoods, where coastal living truly lives up to its name. Located third row from the beach, and tucked within the Live Oaks this stunning beach house offers a large living space, sweeping ocean and sound views that steal the show--sunrises, sunsets, and salty breezes included. Perfectly positioned in a private, oak-lined community, owners enjoy direct water access with a neighborhood boat ramp, making days on the Intracoastal just as effortless as mornings on the beach. Whether you're boating, paddleboarding, or casting a line, this location is a dream for water lovers. The home features amazing decks on every level, providing multiple outdoor spaces to relax, entertain, and fully embrace island life from sunrise coffee to sunset cocktails. Adding exceptional versatility, the property includes separate ground-floor living quarters complete with a full bath and kitchen--ideal for guests, extended family, or private overflow space. Peaceful, private, and rich in coastal charm, this property offers the rare blend of natural beauty, exclusive amenities, and true Topsail Island lifestyle. A special opportunity to own in Island Oaks--where timeless oaks, tranquil waters, and unforgettable views come together. Professional Photos and Floor Plan coming.

Listing Status:: Active
Date Added:: March 18, 2026
Data Last Updated:: March 26, 2026 at 8:15PM
Listing Office:: Coastal Realty Associates LLC : 910-270-4444
MLS ID:: 100551394

General: Walk-in Closet(s)Vaulted Ceiling(s)Entrance Foyer2nd KitchenApt/SuiteCeiling Fan(s)Walk-in ShowerBlinds/ShadesWalk-In Closet(s)
Master Bedroom: Non Primary Living Area
Appliances: Electric OvenRefrigeratorDryerDishwasher
Laundry: Laundry Closet
Flooring: LVT/LVPCarpetTile
A/C: Zoned
Heating: ElectricZonedElectric

General: Outdoor Shower
Other Structures: PorchFront PorchDeckRear PorchOpenCovered
Parking: AttachedParking spaces: 0

Roofing: Shingle
General: Fiber CementWood FrameThree Or MoreOtherPilings

Road/Access: Private RoadPavedSee Remarks
HOA Amenities: Waterfront CommunityBeach AccessMaintenance Common AreasMaintenance RoadsRampStreet LightsTaxes150.0Annually
Originating MLS: Hive MLS
County: Pender

Zoning: INCORPLT 14PB 23/35 ISLAND OAKS4224-92-8324-0000
View: ICWMarshOceanSoundWater
Fencing: None

Utilities: Sewer ConnectedWater Connected
Water: Public
Sewer: Municipal SewerCity/Town

Source: Hive MLS

This listing courtesy of Coastal Realty Associates LLC

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Surf City Elementary School

12345A Literacy Ln, Hampstead, NC, 28443

Grades PK-5

3.81 miles away

Surf City Middle School

12345B Literacy Ln, Hampstead, NC, 28443

Grades 6-8

3.81 miles away

Topsail High School

245 N Saint Johns Church Rd, Hampstead, NC, 28443

Grades 9-12

6.13 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.