221 Lazy Day Drive, Holly Ridge, NC 28445

• 3 beds |
• 3 baths |
• 1,327 sqft

Property Description

Your coastal escape awaits! This beautifully upgraded and meticulously maintained Turtle Cove townhome in Surf City offers the ideal blend of comfort, convenience, and classic beach living. Perfectly positioned just across from the ocean and within walking, biking, or driving distance to all that Surf City has to offer, this 3-bedroom, 3-bath home checks every box. Step inside to a fully furnished, turnkey retreat featuring a reverse floorplan and a bright, open main living area--ideal for entertaining or quiet coastal getaways. Enjoy stunning Intracoastal Waterway views from the living room and upper decks. The home sits on the sound side, allowing easy sightlines to kids enjoying the community pool out front or Kenny Batts Park just across the street from the back deck. The location is unbeatable: walk to local coffee shops, restaurants, bars, the Surf City Pier, IGA, seafood markets, and boutique shopping. Plus, your deeded private beach access makes seaside days effortless. One of the best features of this neighborhood is that the HOA Dues cover almost everything and make it so that the properties in Turtle Cove are truly turnkey with minimal maintenance from homeowners (this is especially attractive for someone buying as a second home or rental). The HOA covers the Master Insurance Policy (for external parts of the unit (roof, siding, decks, lights, etc) Important to note that this Master Insurance Policy is a ''walls in policy'' meaning, if an event occurs and insurance covers it, they will rebuild the unit to how it was built. The insurance company explained it to the seller that if you took the house and shook it upside down anything that does not move is covered, such as cabinets, vanities, flooring, drywall, etc. The HOA also covers the Master Flood Insurance Policy, these two policies being covered, alone, are a huge savings for the owner compared to a single-family dwelling. The HOA also handles and pays for exterior maintenance, gated exit for safety, the deeded beach access, common area maintenance, Pool amenities and maintenance, Lawn maintenance, Quarterly pest control inside the unit. Property Management Fee, amongst other items. Under the home, you'll find parking for two vehicles along with a convenient outdoor shower--perfect after a day in the sand. Don't miss this rare opportunity to own a truly turnkey coastal townhome in the highly desirable Topsail School District. Whether you're seeking a permanent residence, second home, or vacation rental, this Surf City gem is ready for you.

Listing Status:

Active

Date Added:

January 9, 2026

Data Last Updated:

March 26, 2026 at 11:17PM

Listing Office:

Teresa Batts Real Estate, LLC : 910-328-0613

MLS ID:

100548248

Interior

• General: Ceiling Fan(s)FurnishedPantryReverse Floor PlanBlinds/Shades
• Master Bedroom: Non Primary Living Area
• Appliances: Built-In MicrowaveWasherRefrigeratorDryerDishwasherConvection Oven
• Laundry: Laundry Closet
• Flooring: LVT/LVPTile
• A/C: Central Air
• Heating: ElectricHeat PumpElectric

Exterior

• General: Outdoor Shower
• Other Structures: BalconyOpen
• Parking: PavedUnderhouseParking spaces: 0

Construction

• Roofing: Shingle
• General: Vinyl SidingWood FrameThree Or MoreOtherPilings

Location

• Road/Access: MaintainedPavedSee Remarks
• HOA Amenities: Roof MaintenanceWaterfront CommunityBeach AccessCommunity PoolFlood InsuranceGatedMaintenance Common AreasMaintenance GroundsManagementMaster InsurePest ControlStreet LightsTermite BondOwner Pets OnlySee Remarks7483.8Annually
• Originating MLS: Hive MLS
• County: Pender

Lot

• Zoning: INCORPL28 Pb 43/126 Turtle Cove Townhome4234-57-6213-0000
• View: ICWMarshSee RemarksSoundWater
• Fencing: Partial

Utilities

• Utilities: Sewer ConnectedWater Connected
• Water: Public
• Sewer: Municipal Sewer

Financial

• Source: Hive MLS