14229 Morningate Street, Huntersville, NC 28078

• 4 beds |
• 4 baths |
• 4,279 sqft

Property Description

FINANCIALLY ATTRACTIVE opportunity featuring an assumable VA loan at approximately 2.25% (subject to servicer approval and buyer qualification). Listing agent/owner is a licensed North Carolina real estate broker. Welcome to this exceptionally maintained Signature-Series Taylor Morrison residence, built in 2019 and thoughtfully designed with a highly desirable layout. The main level offers a private primary suite, dedicated den/office, formal dining room, and expansive open living spaces enhanced by 10-foot ceilings, 8-foot interior doors, upgraded flooring, and abundant natural light. The gourmet kitchen anchors the main living area and features a large island, gas cooktop, stainless steel appliances, upgraded cabinetry, and an oversized walk-in pantry. The adjacent casual dining area flows seamlessly to the screened porch, creating comfortable year-round indoor/outdoor living. The main-level primary suite is privately positioned and includes two walk-in closets and a spacious bath with soaking tub, separate shower, and split vanities. Additional main-floor conveniences include a powder room, laundry room, drop zone, and direct access to the two-car garage. Upstairs, a generous loft provides flexible recreation or media space. Three additional bedrooms each feature walk-in closets; two share a Jack-and-Jill bath, while the third has access to a full hall bath. Two attic storage rooms located off the loft and bedroom wings offer rare, highly functional storage not commonly found in newer construction. Outdoor highlights include a screened porch, a corner-lot setting that enhances privacy, a professionally maintained golf-course-level Bermuda lawn, professionally installed landscape lighting, and hand-trimmed sculpted trees. A South Seas premium hot tub remains with the property. Residents enjoy Walden’s community amenities, including a resort-style pool, clubhouse, playgrounds, and walking trails, with convenient access to shopping, dining, and Lake Norman. While purchase price reflects current market conditions, qualified buyers may find the assumable VA loan structure offers a materially different monthly payment compared to homes financed at prevailing interest rates. Buyers do not need to be veterans or military-affiliated to assume the loan but must meet VA and lender qualification requirements. Buyers and agents are encouraged to consult directly with a lender to evaluate the potential payment impact. Seller intends to review serious interest on an ongoing basis. Buyers seeking payment efficiency, long-term rate stability, and a move-in-ready home in an established community are encouraged to explore this opportunity. All financing illustrations are estimates only. Loan assumption subject to lender approval and buyer qualification.

Listing Status:

Pending

Data Last Updated:

February 7, 2026 at 12:16AM

Listing Office:

Marvin Henry Real Estate INC : 904-548-1653

MLS ID:

4327833

Interior

• General: Attic Stairs PulldownBreakfast BarCable PrewireDrop ZoneEntrance FoyerGarden TubHot TubKitchen IslandOpen FloorplanPantryStorageWalk-In Closet(s)Walk-In Pantry
• Appliances: ENERGY STAR Qualified DishwasherENERGY STAR Qualified DryerENERGY STAR Qualified FreezerENERGY STAR Qualified RefrigeratorGas CooktopWasher/Dryer
• Laundry: Electric Dryer HookupInsideLaundry RoomMain Level
• Flooring: CarpetLaminateTile
• A/C: Central AirElectricHeat Pump
• Heating: CentralHeat Pump
• Fireplace: Great RoomFireplace

Exterior

• General: Above Ground Hot Tub / Spa
• Style: European
• Other Structures: Front PorchRear PorchScreenedCovered
• Parking: DrivewayAttached GarageGarage Door OpenerGarage Faces FrontParking spaces: 0

Construction

• Roofing: Architectural ShingleWood Trusses
• Windows: Insulated Window(s)
• General: Site BuiltSlab

Location

• Road/Access: ConcretePaved
• HOA Amenities: 100.0Monthly
• Originating MLS: carolina
• County: Mecklenburg

Lot

• Zoning: NR(CD)019-437-43
• Fencing: Back YardFencedPartial

Utilities

• Water: City
• Sewer: Public Sewer

Financial

• Source: carolina