121 Fern Loop, Lake Lure, NC 28746

• 3 beds |
• 4 baths |
• 2,386 sqft

Property Description

RARE INVESTMENT OPPORTUNITY IN LAKE LURE NC- Welcome to Captain's Quarters, a spacious mountain retreat located inside the gated community of Rumbling Bald on Lake Lure, with 38 days already booked for 2026, providing immediate income potential. Whether you're seeking a proven vacation rental, a second home, or a future primary residence, this property offers exceptional flexibility. Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape. The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living. Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special. Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal. For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one. .

Listing Status:

Pending

Data Last Updated:

August 11, 2026 at 7:17AM

Listing Office:

Rumbling Bald Real Estate : 828-694-3001

MLS ID:

4357970

Interior

• Appliances: DishwasherGas RangeMicrowaveRefrigerator with Ice MakerWasher/Dryer
• Laundry: Laundry Room
• Flooring: TileVinylWood
• A/C: Central Air
• Heating: Heat Pump
• Fireplace: Family RoomGas LogFireplace

Exterior

• Other Structures: BalconyFront PorchWrap AroundDeckPatio
• Parking: Driveway

Construction

• General: Site BuiltSlab

Location

• Road/Access: AsphaltPaved
• HOA Amenities: 4967.0Annually
• Originating MLS: carolina
• County: Rutherford

Lot

• Zoning: R-3232198
• View: Mountain(s)

Utilities

• Utilities: Cable ConnectedPropaneUnderground Utilities
• Water: Community Well
• Sewer: Septic Installed

Financial

• Source: carolina