$3,250,000

987 Cold Mountain Road, Lake Toxaway, NC 28747

  • 3 beds |
  • 3 baths |
  • 2,338 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 1973
  • Property Lot Size Icon0.6acre lot
  • Property Parking Icon —— car garage
  • Property Price Per Square Feet Icon $1,390/sqft
  • Property List Date Icon Listed 18 days ago

Property Description

Quaint cottage on an exceptional lot in Lake Toxaway Estates. Set on over half an acre of nearly level property that gently slopes to the shoreline of North Carolina’s largest private lake, the home offers open water and full mountain views with Toxaway Mountain in the background. Tastefully updated and designed for easy living, the home features 3 bedrooms plus a flex room and an open living-dining-kitchen layout. Ideal for gathering with family and friends, most areas boast views over the lawn and out to the lake. The main level includes a primary suite and a secondary flex room/sleeping space with an ensuite bath, while an additional bedroom and bunkroom above share a connecting bath. Natural light fills the sunroom, and an additional enclosed porch provides a great space for casual entertaining, complete with grill, refrigerator, and prep area. Outside, the property truly stands out: a rare, nearly level lawn leads to a large stone waterfront seating area and covered dock for easy days on the water. Located just off Cold Mountain Road and set back along a winding driveway for privacy, this is a unique opportunity to own a lakefront home with wide water views in one of Lake Toxaway’s most beautiful settings. Outside, the property truly stands out: a rare, nearly level lawn leads to a large stone waterfront seating area and covered dock for easy days on the water. Located just off Cold Mountain Road and set back along a winding driveway for privacy, this is a unique opportunity to own a lakefront cottage with wide water views in one of Lake Toxaway’s most beautiful settings.

Listing Status:
Active
Data Last Updated:
March 25, 2026 at 7:16PM
Listing Office:
Fisher Realty,Sapphire/Toxaway : 828-966-9290
MLS ID:
4354164
  • General: Open FloorplanStorage
  • Appliances: DishwasherDryerElectric OvenMicrowaveWasher
  • Laundry: In Kitchen
  • A/C: Central AirElectric
  • Heating: ElectricForced AirPropane
  • Fireplace: Living RoomFireplace
  • Other Structures: ScreenedPatio
  • Parking: Attached CarportDrivewayParking Space(s)
  • Roofing: Architectural Shingle
  • General: Site BuiltCrawl Space
  • Road/Access: AsphaltGravelPaved
  • HOA Amenities: 5292.0Annually
  • Originating MLS: carolina
  • County: Transylvania
  • Zoning: Res8522-19-2681-000
  • View: Mountain(s)WaterYear Round
  • Water: Well
  • Sewer: Septic Installed
  • Source: carolina

This listing courtesy of Fisher Realty,Sapphire/Toxaway

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

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Location

Schools Nearby

T

T C Henderson

11839 Rosman Hwy, Lake Toxaway, NC, 28747

Grades PK-5

3.29 miles away

R

Rosman Middle School

2770 Old Rosman Hwy, Rosman, NC, 28772

Grades 6-8

6.97 miles away

R

Rosman High School

749 Pickens Hwy, Rosman, NC, 28772

Grades 9-12

6.97 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.