$1,089,900

1041 1st Street, Surf City, NC 28445

  • 3 beds |
  • 2 baths |
  • 2,288 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 1993
  • Property Lot Size Icon6,534sqft lot
  • Property Parking Icon —— car garage
  • Property Price Per Square Feet Icon $476/sqft
  • Property List Date Icon Listed 8 days ago

Property Description

--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

Listing Status:
Active
Date Added:
June 20, 2026
Data Last Updated:
June 27, 2026 at 8:15PM
Listing Office:
Ward Realty Corp : 910-328-3221
MLS ID:
100583279
  • General: Ceiling Fan(s)Furnished
  • Master Bedroom: Primary Living Area
  • Appliances: Built-In MicrowaveRefrigeratorElectric Range
  • A/C: Heat Pump
  • Heating: Heat PumpElectricElectric
  • Other Structures: Covered
  • Parking: GravelParking spaces: 0
  • Roofing: Metal
  • General: Vinyl SidingWood FrameTwoOtherPilings
  • Road/Access: City StreetState RoadPavedCanal Front
  • Originating MLS: Hive MLS
  • School District: Onslow
  • County: Onslow
  • Zoning: MHSL14 S3 B46 Old Settlers Beach801-212
  • View: Canal
  • Fencing: None
  • Utilities: Sewer ConnectedWater Connected
  • Source: Hive MLS

This listing courtesy of Ward Realty Corp

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  †
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Similar Listings Nearby