$875,000

1103 S Topsail Drive, Surf City, NC 28445

3 beds |
3 baths |
1,941 sqft

Single-Family Home
Built in 1999
0.28acre lot
—— car garage
$451/sqft
Listed 4 months ago

Property Description

Experience Coastal Luxury with No HOA & VA Assumable- Wake up to breathtaking panoramic views of the Intracoastal Waterway from the comfort of your own home. Thoughtfully designed to capture natural light and scenic vistas, this residence features two striking bay windows that perfectly frame the water's beauty. Inside, ¾'' solid oak hand-scraped floors bring warmth, elegance, and durability throughout the living spaces. Step outside to the spacious wrap-around porch, ideal for entertaining guests, enjoying coastal sunsets, or simply relaxing in your private retreat. Situated on an expansive double lot with no HOA, this property offers exceptional flexibility—ample space for a pool, garden, or the opportunity to build an attached home or duplex for added investment potential. Just steps away, Beach Access #24 invites you to sink your toes in the sand and enjoy the ultimate coastal lifestyle. Whether you're seeking a primary residence, vacation escape, or investment opportunity, this Surf City treasure on Topsail Island delivers the perfect combination of sophistication, comfort, and freedom—all with no HOA restrictions.

Listing Status:: Active
Date Added:: October 10, 2025
Data Last Updated:: February 8, 2026 at 4:17AM
Listing Office:: Coldwell Banker Sea Coast Advantage : 910-799-3435
MLS ID:: 100535600

General: Kitchen IslandPantryBlinds/Shades
Master Bedroom: Primary Living Area
Appliances: Electric OvenWasherRefrigeratorIce MakerDryerDisposalDishwasher
Laundry: Laundry Closet
Flooring: TileWood
A/C: Heat Pump
Heating: Heat Pump
Fireplace: None

General: Outdoor ShowerStorage
Other Structures: StoragePorchWrap AroundDeckPatioCovered
Pool: None
Parking: UnderhouseParking spaces: 0

Roofing: Architectural Shingle
General: Fiber CementTwoOtherPilings

Road/Access: City StreetState RoadPavedICW Front
HOA Amenities: Beach Access
Originating MLS: Hive MLS
County: Pender

Zoning: R5L13PB REV 32/42 Sunset Harbor4234-46-5466-0000
View: ICWWater
Fencing: Back YardWoodFenced2

Utilities: Sewer AvailableWater Available
Water: Public
Sewer: Municipal Sewer

Source: Hive MLS

Presented by Veterans United Realty

This listing courtesy of Coldwell Banker Sea Coast Advantage

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Surf City Elementary School

12345A Literacy Ln, Hampstead, NC, 28443

Grades PK-5

3.17 miles away

Surf City Middle School

12345B Literacy Ln, Hampstead, NC, 28443

Grades 6-8

3.17 miles away

Topsail High School

245 N Saint Johns Church Rd, Hampstead, NC, 28443

Grades 9-12

7.16 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.