$375,000

109 Pine Clay Road, Wilmington, NC 28403

4 beds |
3 baths |
1,075 sqft

Single-Family Home
Built in 1945
0.34acre lot
—— car garage
$349/sqft
Listed 1 month ago

Property Description

Rare Wilmington property featuring a charming cottage-style main house plus detached ADU tucked away on a private wooded lot in central Wilmington. The main home blends classic character with thoughtful updates including updated flooring, paint, fixtures, kitchen improvements, and exterior enhancements while maintaining its original cottage charm. The detached ADU offers excellent flexibility for rental income, guest space, multi-generational living, home office use, or house-hack potential. The main house was recently rented for $2,000/month and the detached ADU was recently rented for $1,000/month. Enjoy the peaceful setting complete with mature trees, covered front porch, wooded privacy, and a unique retreat-like feel just minutes from UNCW, Mayfaire, Wrightsville Beach, shopping, dining, and downtown Wilmington. A rare opportunity to own a versatile income-producing property with character, flexibility, and strong rental potential in a highly convenient Wilmington location. Owner is a licensed North Carolina real estate agent.

Listing Status:: Active
Date Added:: June 4, 2026
Data Last Updated:: June 28, 2026 at 7:16AM
Listing Office:: Coastal Properties : 910-256-8171
MLS ID:: 100574386

General: Master DownstairsWalk-in Closet(s)Apt/SuitePantryWalk-in ShowerWalk-In Closet(s)
Master Bedroom: Primary Living Area
Appliances: WasherRefrigeratorRangeDryerDishwasherElectric Range
Laundry: Dryer HookupWasher HookupLaundry Room
Basement: None
Flooring: LVT/LVP
A/C: Central Air
Heating: ElectricHeat PumpElectric
Disability Feature: None

General: Outbuilding
Other Structures: OutbuildingPorchFront PorchDeckSide Porch
Parking: Off StreetOn SiteUnpavedParking spaces: 0

Roofing: Shingle
General: Metal SidingVinyl SidingWood SidingWood FrameOneRaisedCrawl Space

Road/Access: City StreetState RoadSee Remarks
HOA Amenities: See RemarksOther
Originating MLS: Hive MLS
School District: New Hanover
County: New Hanover

Zoning: R-20R05013-006-009-000
View: See Remarks
Fencing: Wood

Utilities: Cable AvailableSewer AvailableSewer ConnectedWater AvailableWater Connected
Water: Public
Sewer: Public SewerMunicipal Sewer

Source: Hive MLS

This listing courtesy of Coastal Properties

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.