$859,000

312 Church Street, Wilmington, NC 28401

4 beds |
2 baths |
3,104 sqft

Single-Family Home
Built in 1903
3,485sqft lot
—— car garage
$277/sqft
Listed 4 months ago

Property Description

Use as you choose available 1% lender credit or lender-paid 1-0 temporary rate buy-down program available for qualified buyers. Buyer is not required to use a specific lender in order to buy this home. Your search ends here. This 3000 square foot gorgeous duplex checks all the boxes. Over 100K yearly income documented. Off street parking, and the best priced big house in beautiful, historic Wilmington. Other people give you 'projected numbers. We give you proof. Live in one side and rent the other. Or hold as investment with 100k proven income year after year. Duplex! Fully rocking and rolling as a full-time short-term rental on air bnb and vrbo. The hundreds of reviews speak for themselves. If you are looking for a fully furnished, cash flowing investment property to add to your short term or long term rental portfolio, give this a thorough look. Downstairs has 2 formal bedrooms with an extra space that is being used as a 3rd bedroom and 1 bathroom. The upstairs unit is also 2 bedrooms with 1 bathroom. Each unit averaging over 1500 square feet. Off street parking for multiple cars and fantastically located in walkable distance to everything downtown Wilmington has to offer. For more information and any questions call today!

Listing Status:: Active
Date Added:: March 3, 2026
Data Last Updated:: March 27, 2026 at 12:18AM
Listing Office:: Navigate Realty : 910-707-4321
MLS ID:: 100542013

General: 2nd KitchenFurnished
Master Bedroom: N/A
Basement: Unfinished
A/C: Central Air
Heating: OtherNatural GasNatural Gas

Style: Historic District
Other Structures: PorchBalcony
Parking: Additional ParkingOff StreetParking spaces: 4

Roofing: Shingle
General: Wood SidingWood FrameTwoCrawl Space

Road/Access: MaintainedSee Remarks
Originating MLS: Hive MLS
School District: New Hanover
County: New Hanover

Zoning: HD-RPT EM 1 BLK 89R05405-034-004-000
View: See Remarks
Fencing: OtherWood

Utilities: Sewer AvailableWater Available

Source: Hive MLS

This listing courtesy of Navigate Realty

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Annie H Snipes Academy of Arts & Design

2150 Chestnut St, Wilmington, NC, 28405

Grades KG-5

1.56 miles away

Williston Middle School

401 S 10th St, Wilmington, NC, 28401

Grades 6-8

0.52 miles away

New Hanover High School

1307 Market St, Wilmington, NC, 28401

Grades 9-12

0.89 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.