$335,000

109 OAK ST, Elmer, NJ 08318

  • 2,906 sqft
  • Property Icon Duplex
  • Property Year Built Icon Built in 1930
  • Property Lot Size Icon8,712sqft lot
  • Property Parking Icon 2 car garage
  • Property Price Per Square Feet Icon $115/sqft
  • Property List Date Icon Listed 1 day ago

Property Description

An exceptional opportunity in the heart of historic Elmer. This versatile two-story duplex offers two 2-bedroom units, each with its own private entry, private laundry, and separate utilities. Unit 1 features one full bath, while Unit 2 offers one full and one half baths. Important updates include two 100,000 BTU Crown Aruba 83% efficiency natural gas boilers installed in 2014, one serving each unit, with the original above-ground oil tanks removed at that time. The electrical system was also brought up to code, and a new 1,000-gallon septic tank and 1,000-gallon dosing tank were installed. The large semi-finished basement offers approximately 847 sq. ft. of additional flexible space with a wood-burning fireplace and built-in storage, creating options for a private office, game room, secondary living area, or additional storage. A garage adds even more functionality. Ideal for an investor looking to expand a portfolio or a savvy buyer who wants to occupy one unit while generating income from the other. Enjoy the character and small-town charm of Elmer, with local shops, dining, and everyday conveniences nearby. Flexible, practical, and full of potential.

Listing Status:
Active
Date Added:
August 7, 2026
Data Last Updated:
August 8, 2026 at 10:18PM
Listing Office:
EXP Realty, LLC : 8662016210
Listing Agent:
Patricia A Applegate : 4846145556
MLS ID:
NJSA2019764
  • General: Window Treatments
  • Basement: FullFully finished
  • Flooring: Hardwood
  • A/C: Central A/C
  • Heating: RadiatorNatural Gas
  • Fireplace: FireplaceFireplaces: 1
  • Disability Feature: None
  • General: SidewalksAbove GradeBelow Grade
  • Style: Other
  • Parking: Concrete Driveway
  • Roofing: Pitched
  • General: Aluminum SidingBrick/Mortar
  • Originating MLS: BRIGHT_MAIN
  • School District: PITTSGROVE TOWNSHIP PUBLIC SCHOOLS
  • County: SALEM-NJ
  • Zoning: R12503-00005-00014
  • Utilities: Cable tv100 amp service
  • Water: Public
  • Sewer: On Site Septic
  • Source: BRIGHT_MAIN
  • Exclusions: Personal Possessions

This listing courtesy of Patricia A Applegate , EXP Realty, LLC

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  †
Get Prequalified »
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location