95 HOLMES MILL RD, Cream Ridge, NJ 08514

• 3 beds
• 2,181 sqft

Property Description

Set on 20.4 unpreserved acres in the heart of Cream Ridge, this exceptional property offers the rare combination of privacy, productivity, and future potential. Surrounded by preserved farmland and the Rutgers Agricultural Research Station, the setting is peaceful, scenic, and ideal for those seeking space to live, farm, or create something entirely new. The property is currently home to a successful cut-flower farm, with established perennial plantings, irrigation systems, high tunnels, and agricultural infrastructure already in place. Whether you continue the thriving flower operation or explore other agricultural uses, such as a nursery, lavender or Christmas tree farm, vegetables, livestock, or equestrian pursuits, the fertile, tillable soils and open acreage provide incredible versatility. Positioned up on a hill overlooking the fields, the 3-bedroom, 2.5-bath home offers over 2,200 sq ft of cozy living space, an oversized two-car garage, a large basement with direct access outside, and numerous recent updates including a new roof, heat pump, central air, and Anderson sliding doors. A large ground-mounted solar array (owned) significantly offsets electric costs, adding long-term efficiency to the property. A separate 800 sq ft apartment above a detached garage provides potential business space or flexible living space perfect for guests, extended family, or a farm manager, while additional workshop space and multiple outbuildings support a wide range of uses. While currently unpreserved but farmland tax accessed, this property qualifies for NJ Farmland Preservation, offering potential financial benefits while protecting the land’s agricultural legacy. With three wells, two septic systems, multiple irrigation zones, and subdivision potential for three buildable lots, the opportunities here are as expansive as the landscape itself. A truly special property where country living, agricultural opportunity, and future possibilities come together on one remarkable piece of land. With the farm assessment in place, taxes are just over $10,000—an outstanding value for a 20.4-acre property in New Jersey.

Listing Status:

Pending

Data Last Updated:

May 10, 2026 at 12:16AM

Listing Office:

Smires & Associates : 6092989888

Listing Agent:

Sruti D Desai : 9082172721

MLS ID:

NJMM2004428

Interior

• General: Kitchen - IslandKitchen - Eat-InEntry Level BedroomFamily Room Off KitchenFormal/Separate Dining RoomKitchen - CountryPantryRecessed LightingSkylight(s)Stove - WoodWood FloorsCarpet
• Rooms: Living RoomDining RoomPrimary BedroomBedroom 2KitchenFamily RoomBedroom 1
• Laundry: Main Floor
• Basement: FullGarage accessPoured concreteUnfinishedWalkout stairsWorkshop
• Flooring: CarpetWoodCeramic tile
• A/C: Central A/C
• Heating: Forced AirHeat Pump - Oil BackUpSolar - ActiveWood Burn StoveOilElectricSolar
• Fireplace: WoodStoneFireplaceFireplaces: 1
• Disability Feature: Level Entry - MainNo Stairs

Exterior

• General: Above GradeBelow Grade
• Style: Ranch/Rambler
• Other Structures: Deck
• Parking: Dirt DrivewayCircular Driveway

Construction

• Roofing: Shingle
• General: BlockVinyl Siding1Block

Location

• Originating MLS: BRIGHT_MAIN
• School District: UPPER FREEHOLD REGIONAL SCHOOLS
• County: MONMOUTH-NJ

Lot

• Zoning: AR51-00055-00020 07
• Fencing: Fully

Utilities

• Utilities: Volts 220
• Water: Well
• Sewer: On Site Septic

Financial

• Source: BRIGHT_MAIN
• Exclusions: Refer to the listing agent