$269,900

454 Ontario Street, Albany, NY 12208

5 beds |
2 baths |
1,776 sqft

Duplex
Built in 1906
10,019sqft lot
—— car garage
$152/sqft
Listed 2 months ago

Property Description

Perfect Owner-Occupy Opportunity in the Heart of New Scotland! Why rent when you can own—and build equity in the process? This charming duplex is the ideal setup for anyone looking to start or expand their real estate portfolio. Live comfortably in one unit while the other helps pay your mortgage — you even get to pick your own tenants! Recent updates include a new roof, gutters, appliances, and more! The first-floor unit offers two bedrooms, gleaming hardwood floors, and access to a spacious backyard — perfect for summer gatherings or relaxing evenings. Upstairs, you'll find a versatile loft area with endless potential to create a dream primary suite, home office, or entertainment space. Nestled in a quiet, walkable neighborhood, this property sits just steps from all the trendy eateries like 605 for the best burgers and Tipsy Moose for Mac & Cheese lovers. Coffee shops, conveniences along New Scotland Avenue, and minutes from local hospitals and downtown Albany. Whether you're an aspiring investor or simply tired of paying rent, this home delivers both lifestyle and income potential. Live in one, rent the other, and start building your future today!

Listing Status:: Pending
Date Added:: October 22, 2025 at 05:00AM
Listing Office:: Howard Hanna Capital, Inc. : 518-439-2888
Listing Agent:: Kayla Mooney : 518-477-0455
MLS ID:: 202528226

Laundry: In Basement
Basement: UnfinishedFull
Heating: Hot Water

General: None
Style: Other

General: Vinyl Siding

Originating MLS: Global MLS
School District: Albany
County: Albany

Zoning: 010000 75.28-2-53

Water: Public
Sewer: Public Sewer

Source: Global MLS

This listing courtesy of Kayla Mooney, Howard Hanna Capital, Inc.

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

New Scotland Elementary School

385 New Scotland Ave, Albany, NY, 12208

Grades PK-5

0.25 miles away

Stephen and Harriet Myers Middle School

100 Elbel Ct, Albany, NY, 12209

Grades 6-8

0.90 miles away

Albany High School

700 Washington Ave, Albany, NY, 12203

Grades 9-12

0.85 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.