$410,000

78 S Pine Avenue, Albany, NY 12208

  • 6 beds |
  • 4 baths |
  • 3,082 sqft
  • Property Icon Duplex
  • Property Year Built Icon Built in 1920
  • Property Lot Size Icon8,276sqft lot
  • Property Parking Icon 2 car garage
  • Property Price Per Square Feet Icon $133/sqft
  • Property List Date Icon Listed 23 days ago

Property Description

Rare Opportunity in Top Neighborhood! Ideally situated near Albany's major hospitals, the University at Albany, and just a short walk to Pine Hills Elementary, the Albany Public Library, and the Upper Madison Gateway—home to excellent restaurants, Market 32, banks, and more. An unusual find on one of Albany's loveliest treed streets, this side-by-side duplex offers a rare combination of charm, space, and flexibility. Each unit mirrors the other with the exception of the kitchens. Both feature full attics, full basements with high ceilings, abundant storage, and a rear Bilco basement entry. One basement is partially finished. Utilities are fully separate, and both boilers have been updated. Original character shines throughout, including solid oak floors in excellent condition, leaded ''zipper'' windows, handsome hard-brick fireplaces with inlaid tile and oak mantels, and exceptionally large primary bedrooms. Updated thermal windows provide modern comfort while preserving classic appeal. The left unit retains its original pantry with extensive built-in cabinetry and drawers, while the right unit's kitchen has been updated with the removal of the pantry, adding newer cabinetry and solid-surface countertops. Outside, enjoy a large rear yard, fenced for privacy, with a two-car garage (no driveway to it) and additional off-street parking. Move-in ready with excellent income potential—live in one unit while the other helps pay your mortgage, or add a solid investment to your portfolio. A wonderful street, timeless charm, and outstanding location make this property truly special.

Listing Status:
Pending
Date Added:
January 22, 2026
Data Last Updated:
February 14, 2026 at 7:37AM
Listing Office:
Howard Hanna Capital Inc : 518-489-1000
Listing Agent:
David M Phaff : 518-469-8984
MLS ID:
202610979
  • General: High Speed InternetSolid Surface CountersBuilt-in Features
  • Laundry: Washer HookupIn BasementElectric Dryer Hookup
  • Basement: UnfinishedFullBilco Doors
  • Flooring: Hardwood
  • Heating: Hot WaterRadiant
  • Fireplace: Living RoomFireplaceFireplaces: 2
  • General: Garage(s)
  • Style: Traditional
  • Other Structures: Garage(s)
  • Parking: DetachedOff StreetPavedDrivewayGarageParking spaces: 4
  • Roofing: ShingleAsphalt
  • Windows: Insulated WindowsDouble Pane Windows
  • General: Vinyl SidingConcrete Perimeter
  • HOA Amenities: Sewer
  • Originating MLS: Global MLS
  • School District: Albany
  • County: Albany
  • Zoning: Multi Residence010100 64.58-1-41
  • View: City
  • Fencing: Back Yard
  • Utilities: Cable Connected100 Amp ServiceCircuit Breakers
  • Water: Public
  • Sewer: Public Sewer
  • Source: Global MLS

This listing courtesy of David M Phaff , Howard Hanna Capital Inc

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  †
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

P

Pine Hills Elementary School

41 N Allen St, Albany, NY, 12203

Grades PK-5

0.31 miles away

S

Stephen and Harriet Myers Middle School

100 Elbel Ct, Albany, NY, 12209

Grades 6-8

1.53 miles away

A

Albany High School

700 Washington Ave, Albany, NY, 12203

Grades 9-12

0.69 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.