$425,000

12 Philipse Road, Carmel, NY 10512

1 bed |
2 baths |
1,188 sqft

Single-Family Home
Built in 1930
0.34acre lot
—— car garage
$358/sqft
Listed 2 months ago

Property Description

Welcome to this charming Cape Cod-style cozy cottage, a true turn-key gem just minutes from the lake — and yes, it comes with lake rights. This thoughtfully maintained 1-bedroom home with a versatile den/office and 1.5 bathrooms is the perfect year-round retreat or weekend getaway. Step inside to find hardwood floors throughout, complemented by beautiful light fixtures that add warmth and character to every room. The eat-in kitchen is a standout feature, boasting granite countertops, stainless steel appliances, a bar area, and French doors that lead out to your private patio—perfect for morning coffee or evening gatherings. Downstairs, the fully finished laundry room offers more than just function—it includes a small workshop and a dedicated utility room, giving you space to store and organize. Outside, you will find well-maintained landscaping, creating a peaceful, welcoming setting you’ll love coming home to, along with a storage shed. Whether you're looking for a low-maintenance primary home, a peaceful work-from-home escape, or a vacation spot close to the water, this cottage has it all. Minutes from Train Station and Metro North. Smarthome Heating as well as a Arlo Security System with 5 Cameras and a generator hook up . Just bring your bags and settle in—everything’s ready for you. Don’t miss this rare opportunity to own a move-in-ready home so close to the lake—schedule your private tour today!

Listing Status:: Pending
Data Last Updated:: February 7, 2026 at 11:21PM
Listing Office:: CENTURY 21 ROYAL : 914-722-0700
MLS ID:: 918944

General: First Floor Bedroom
Appliances: DishwasherDryerMicrowaveRangeRefrigeratorStainless Steel Appliance(s)Washer
Basement: Finished
A/C: DuctlessElectric
Heating: Baseboard
Fireplace: Living RoomWood Burning StoveFireplaceFireplaces: 1

Style: Cottage
Parking: Driveway

General: Two

Originating MLS: onekey2
School District: Carmel
County: Putnam County

Zoning: 372200-022-080-0001-028-000-0000

Utilities: Cable ConnectedElectricity ConnectedPhone ConnectedWater Connected
Water: Private
Sewer: Septic Tank

Source: onekey2
Exclusions: None

Presented by Veterans United Realty

This listing courtesy of CENTURY 21 ROYAL

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Kent Elementary School

1091 Route 52, Carmel, NY, 10512

Grades KG-4

1.77 miles away

George Fischer Middle School

281 Fair St, Carmel, NY, 10512

Grades 5-8

2.17 miles away

Carmel High School

30 Fair St, Carmel, NY, 10512

Grades 9-12

2.78 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.