$525,000

12 Sebago Road, Carmel, NY 10512

  • 3 beds |
  • 3 baths |
  • 3,445 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 1940
  • Property Lot Size Icon8,002sqft lot
  • Property Parking Icon —— car garage
  • Property Price Per Square Feet Icon $152/sqft
  • Property List Date Icon Listed 18 days ago

Property Description

Welcome to this charming 3 bedroom, 3 bath Cape Cod style home offering 3,445 sq ft of beautifully maintained living space and serene lake views. Located just a short walk from Lake Carmel, this expansive home blends timeless character with a nature-filled setting. Step inside to a spacious living room featuring a stunning stone fireplace and wood-beamed ceiling, creating a warm and inviting atmosphere. The updated eat-in kitchen offers a generous dining area, lake views and sliders leading out to deck, perfect for entertaining or simply enjoying the tranquil surroundings. The main level also includes an office, den, and a full bath, offering flexible space for working from home, guest accommodations, or relaxation. Upstairs, the expansive primary bedroom is accompanied by a full bath, along with two additional bedrooms, providing plenty of room for family or guests. The full finished basement adds even more living space, complete with a family room, full bath, den, and a storage room—ideal for recreation, hobbies, or extended living options. Step outside to the large deck and level yard, perfect for relaxation or entertaining. Situated in the desirable Lake Carmel community, you’re just moments from swimming, fishing, and non-motorized boating. This prime location also offers quick access to I-84 and is only 10 minutes from Metro-North, making commuting a breeze. Close to shopping, restaurants and schools. A unique blend of charm, space, and convenience—this home truly has it all.

Listing Status:
Active
Data Last Updated:
February 7, 2026 at 10:22PM
Listing Office:
Coldwell Banker Realty : 914-277-5000
MLS ID:
953357
  • General: First Floor Full BathBeamed CeilingsEat-in Kitchen
  • Appliances: DishwasherRangeRefrigerator
  • Basement: FinishedFullWalk-Out Access
  • A/C: Wall/Window Unit(s)
  • Heating: BaseboardHot WaterOil
  • Fireplace: FireplaceFireplaces: 1
  • Style: Cape Cod
  • Parking: DrivewayParking spaces: 4
  • HOA Amenities: 0.0
  • Originating MLS: onekey2
  • School District: Carmel
  • County: Putnam County
  • Zoning: 372200-022-082-0001-045-000-0000
  • View: Lake
  • Utilities: Cable AvailableElectricity ConnectedTrash Collection Public
  • Water: Well
  • Sewer: Septic Tank
  • Source: onekey2

Presented by Veterans United Realty

This listing courtesy of Coldwell Banker Realty

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  †
Get Prequalified »
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

K

Kent Primary School

1065 Route 52, Carmel, NY, 10512

Grades KG-4

1.97 miles away

G

George Fischer Middle School

281 Fair St, Carmel, NY, 10512

Grades 5-8

1.88 miles away

C

Carmel High School

30 Fair St, Carmel, NY, 10512

Grades 9-12

2.85 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.