175 Terry Hill Road, Carmel, NY 10512

• 2 beds |
• 1 bath |
• 977 sqft

Property Description

Nestled in a peaceful Lake Carmel setting with seasonal partial lake views, this sun-filled 2 bedroom,1 bath A-frame cottage offers a warm retreat with vaulted ceilings, exposed wood beams, and refinished hardwood floors throughout. A wood-burning fireplace brings warmth and character to the living room, making it the heart of the home in every season. The updated bathroom features a soaking tub and rain shower. The eat-in kitchen is well-appointed with white cabinetry and a propane stove. The versatile second bedroom is located on the first floor off the kitchen, with private exterior access directly to the backyard — making it perfect as a guest room, home office, or creative studio. The fully fenced backyard features a deck, garden area, and shed — an ideal setup for outdoor living and entertaining. With lake rights just moments away and convenient access to I-84 and the Southeast/Brewster train stations, this property is a compelling opportunity as a full-time residence, weekend escape, or income property — blending charm, flexibility, and location in one solid offering.

Listing Status:

Active

Data Last Updated:

May 1, 2026 at 5:22AM

Listing Office:

Exit Realty Connections : 845-298-6034

MLS ID:

970098

Interior

• General: First Floor Full BathBeamed CeilingsCathedral Ceiling(s)Ceiling Fan(s)Eat-in KitchenStorage
• Appliances: OvenRangeRefrigeratorWater Purifier Owned
• Basement: See RemarksStorage Space
• Flooring: Hardwood
• A/C: None
• Heating: Hot WaterOil
• Fireplace: Living RoomFireplaceFireplaces: 1

Exterior

• General: Garden
• Style: Cottage
• Other Structures: Shed(s)Deck
• Parking: Driveway

Location

• Originating MLS: onekey2
• School District: Carmel
• County: Putnam County

Lot

• Zoning: 372200-022-082-0001-017-000-0000
• View: LakeTrees/Woods
• Fencing: Back YardFencedVinylWood

Utilities

• Utilities: Cable AvailableElectricity ConnectedPropaneTrash Collection Public
• Water: Well
• Sewer: Septic Tank

Financial

• Source: onekey2