222 N Terry Hill Road, Carmel, NY 10512

• 2 beds |
• 3 baths |
• 1,679 sqft

Property Description

Welcome to this beautifully maintained lakeside home, a cozy, charming retreat where peaceful water views shape the rhythm of everyday living. Nestled directly across from the shimmering lake, this inviting residence offers a bright, sun-filled bonus room, perfect as a private office, creative studio, serene reading nook, or bedroom, framed by tranquil scenery that inspires and soothes. Set within a vibrant and welcoming community, you’ll enjoy access to multiple picturesque beaches, scenic walking paths, nearby cafes, restaurants, and local shops that make daily living feel effortless and enjoyable. Renovated in 2019 and lovingly cared for, the home blends warmth and functionality with fresh paint, a newly paved driveway, and a fully fenced backyard and patio ideal for outdoor gatherings or quiet moments of retreat. The flexible mother-daughter layout with its own private entrance provides wonderful versatility for extended family, guests, or multi-generational living. The upstairs was previously enjoyed as a 3-bedroom layout, and the finished basement offers excellent potential as a comfortable 1-bedroom for extended family or guests, adding even more adaptability to the home’s design. Located in the highly sought-after Carmel School District and just over an hour from NYC, with quick access to I-84 and Metro-North, this home offers the perfect balance of vacation-style serenity and commuter convenience. Come experience this charming lakeside gem, it will not last.

Listing Status:

Active

Data Last Updated:

September 23, 2026 at 7:19AM

Listing Office:

William Raveis Real Estate : 914-245-0460

MLS ID:

1039199

Interior

• General: First Floor Full BathCeiling Fan(s)His and Hers ClosetsIn-Law FloorplanOpen FloorplanWasher/Dryer Hookup
• Rooms: Home Office
• Appliances: Gas Oven
• Laundry: Laundry Room
• Basement: FullSee RemarksWalk-Out Access
• Flooring: Ceramic TileHardwoodLaminate
• A/C: None
• Heating: Hot AirOil
• Fireplace: Pellet Stove

Exterior

• Style: Cape Cod
• Parking: DrivewayParking spaces: 3

Construction

• General: Two

Location

• Originating MLS: onekey2
• School District: Carmel
• County: Putnam County

Lot

• Zoning: 372200-022-073-0001-057-000-0000
• View: Lake
• Fencing: Back Yard

Utilities

• Utilities: Trash Collection Public
• Water: Private
• Sewer: Septic Tank

Financial

• Source: onekey2