$329,999

5 Short Street, Cohoes, NY 12047

6 beds |
2 baths |
2,116 sqft

Duplex
Built in 1910
0.31acre lot
—— car garage
$156/sqft
Listed 2 months ago

Property Description

HOUSE HACK OPPORTUNITY - LIVE FOR FREE IN COHOES Fully renovated duplex with immediate cash flow. Unit 1 is vacant and ready for owner-occupant. Unit 2 currently rented at $1,700/month -- tenant covers majority of your mortgage from day one. 6 bedrooms, 2 full baths, 2,116 sq ft Both units completely updated with modern finishes Recent basement waterproofing - new sump pump installed April 2026 Low taxes: $3,785/year Strong rental history INVESTOR MATH: 3.5% down FHA (~$11,900) Monthly mortgage: ~$2,663 PITI Tenant pays: $1,700/month Your cost to live there: ~$963/month Perfect house hack opportunity - tenant covers 64% of your housing cost while you build equity. This is one of the strongest house hack opportunities in the Capital Region. Perfect for first-time investors, owner-occupants looking to offset housing costs, or buy-and-hold portfolios.

Listing Status:: Active
Date Added:: March 17, 2026
Data Last Updated:: May 20, 2026 at 7:37AM
Listing Office:: Real Broker NY LLC : 855-450-0442
Listing Agent:: Saad Tai : 518-348-9535
MLS ID:: 202613396

Basement: Full
Heating: Baseboard

General: Outdoor Kitchen
Style: Duplex-Over/Under

General: Aluminum Siding

Originating MLS: Global MLS
School District: Cohoes
County: Albany

Zoning: 010300 10.60-2-20
Fencing: FencedBack Yard

Water: Public
Sewer: Public Sewer

Source: Global MLS

This listing courtesy of Saad Tai , Real Broker NY LLC

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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