38 Oak Street, Deposit, NY 13754

• 4 beds |
• 3 baths |
• 1,336 sqft

Property Description

Investment opportunity in the Village of Deposit. Multi-use ranch home sits in a commercial zoning area, offering excellent flexibility for a variety of uses - including 2-family rental home, family share (live-in space with in-law apartment); short-term lodging rental; professional office space (medical, legal or consulting). The 2 units have separate utilities and entrances. Easy access to highway (Route 17, Exit 84). The property is being sold fully-furnished and ready to operate, making it ideal for investors or business owners looking for immediate setup. Currently listed on Airbnb (The Fishing Hole), the upstairs and downstairs units have their own kitchens, bedrooms, bathrooms, with separate entrances to the units and separate heating/air conditioning. For 2-family use, it is an excellent layout for upper level family use and for lower level guests, extended stays, additional living space or separate rental. Extensive recent renovations include all new appliances throughout, new central heating and air conditioning, remodeled kitchens and bathrooms, updated electric, updated plumbing, new flooring, new gutters and much more. With its flexible layout, commercial zoning, and proximity to Catskills recreation area and the Delaware River, the property is well-suited for short-term lodging and hybrid residential/commercial use. Area short-term rental data suggests strong income potential. A rare opportunity to own a fully-furnished, move-in ready property with multiple income and business possibilities in Deposit, New York.

Listing Status:

Active

Date Added:

March 17, 2026

Data Last Updated:

April 5, 2026 at 12:18AM

Listing Office:

Keller Williams Upstate NY Properties : 607-510-4444

Listing Agent:

Ashley Trattner : 845-674-3535

MLS ID:

R1666890

Interior

• General: Eat-in KitchenLiving/Dining RoomPantryBedroom on Main LevelConvertible BedroomIn-Law Floorplan
• Appliances: DryerDishwasherExhaust FanElectric OvenElectric RangeElectric Water HeaterRefrigeratorRange HoodWasher
• Laundry: In Basement
• Basement: FullFinishedWalk-Out Access
• Flooring: Luxury Vinyl
• A/C: Central Air
• Heating: ElectricGasForced Air
• Fireplace: Fireplaces: 0

Exterior

• General: BarbecueGravel DrivewayPatio
• Style: Ranch
• Other Structures: PorchPatioCovered
• Parking: UndergroundNo GarageDriveway

Construction

• Roofing: PitchedShingle
• General: Attic/Crawl Hatchway(s) InsulatedBlockFoam InsulationConcreteVinyl Siding2Block

Location

• Originating MLS: NYS_OD
• School District: Deposit
• County: Delaware

Lot

• Zoning: 367.5-1-14

Utilities

• Utilities: Electricity ConnectedHigh Speed Internet AvailableSewer ConnectedWater Connected
• Water: ConnectedPublic
• Sewer: Connected

Financial

• Source: NYS_OD