45 Lake Terrace, Irondequoit, NY 14617

• 4 beds |
• 2 baths |
• 1,398 sqft

Property Description

WOW! Lake Ontario beach access! This is the one you've been waiting for! Beautiful Summerville move-in-ready 3/4-bedroom colonial with deeded Lake Ontario beach rights. The updated kitchen and baths are complemented by a stunning third-floor renovation adding approximately 600 sq. ft. of versatile living space—ideal for a home office, bonus room, or potential fourth bedroom—with its own split-system heating and cooling. Smart Home features throughout. Recent improvements include new vinyl siding and trim (2024), new appliances (2025), a gas fireplace insert, heated three-season porch, and refreshed landscaping with beautiful exterior down-lighting. Situated on a generous lot with additional parking, this fantastic home is just minutes from the Rochester Yacht Club, boat launch, restaurants, shopping, and more. Delayed showings begin June 5 at 3:00 PM. Delayed negotiations June 10 at 5:00 PM.

Listing Status:

Pending

Date Added:

June 5, 2026

Data Last Updated:

July 6, 2026 at 7:16AM

Listing Office:

Howard Hanna : 585-381-0502

Listing Agent:

Judith E. Robson-Allen : 585-975-9500

MLS ID:

R1687152

Interior

• General: AtticBreakfast BarCeiling Fan(s)Eat-in KitchenSeparate/Formal Living RoomLiving/Dining RoomSolid Surface CountersSkylightsWindow TreatmentsConvertible BedroomProgrammable Thermostat
• Appliances: DryerDishwasherExhaust FanGas OvenGas RangeGas Water HeaterMicrowaveRefrigeratorRange HoodWasher
• Basement: FullSump Pump
• Flooring: CarpetHardwoodTileVaries
• A/C: DuctlessHeat PumpCentral Air
• Heating: DuctlessGasHeat PumpForced Air
• Fireplace: FireplaceFireplaces: 1
• Eco/Green Feature: AppliancesLighting

Exterior

• General: Blacktop DrivewayConcrete DrivewayEnclosed PorchFully FencedPlay StructurePorchPatio
• Style: ColonialHistoric/AntiqueTwo Story
• Other Structures: PorchScreenedPatio
• Parking: DetachedGarageDriveway

Construction

• Roofing: AsphaltArchitecturalShingle
• Windows: DrapesSkylight(s)Storm Window(s)
• General: Attic/Crawl Hatchway(s) InsulatedSpray Foam InsulationVinyl SidingCopper Plumbing2Block

Location

• Road/Access: City Street
• Originating MLS: NYS_R
• School District: West Irondequoit
• County: Monroe

Lot

• Zoning: 263400-047-640-0002-037-100
• View: WaterView
• Fencing: Full

Utilities

• Utilities: Cable AvailableElectricity ConnectedHigh Speed Internet AvailableSewer ConnectedWater ConnectedCircuit Breakers
• Water: ConnectedPublic
• Sewer: Connected

Financial

• Source: NYS_R