53 Main Street, Lloyd, NY 12528

• 8 beds |
• 4 baths

Property Description

Some properties ask you to be patient. This one puts money in your pocket from closing day. Fully occupied and cash flowing, this commercial-residential multi-family sits on Main Street in the heart of Highland, steps from the Walkway Over the Hudson, one of the most visited destinations in the entire Hudson Valley. Two tenanted units. Month-to-month leases. Current rents below market value. A new owner inherits immediate income with a clear and near-term path to increased returns, no waiting, no buildout, no guesswork. The lower unit offers 3 bedrooms, 2 full baths, a private primary suite with deck access overlooking a secluded backyard, wood-burning fireplace, custom kitchen with stainless appliances, and a full unfinished basement. The upper unit delivers 5 generously sized bedrooms, 2 baths, stunning pine paneled walls throughout, an eat-in kitchen with island and wall oven, wood-burning fireplace, and a private deck with sweeping views of the Walkway Over the Hudson. Oak hardwood floors run through both units. The upside does not stop at rent. Both tenants are on month-to-month leases, and the seller is prepared to deliver the property vacant or with tenants in place; the choice belongs to the new owner. For the investor who wants stabilized income from day one, it is there. For the buyer with a conversion, renovation, or repositioning plan, vacant possession is available. Zoned commercial-residential with potential to convert to a 3-unit configuration subject to minor modification and town approval, this property offers a second chapter for the investor with vision. Solid mechanicals throughout. Main Street Highland. Walkway corridor. Income-producing. Conversion potential.

Listing Status:

Active

Data Last Updated:

June 26, 2026 at 7:20AM

Listing Office:

eXp Realty : 888-276-0630

MLS ID:

1006412

Interior

• General: First Floor BedroomFirst Floor Full BathCeiling Fan(s)Eat-in KitchenEntrance FoyerFormal DiningHigh CeilingsPantryPrimary BathroomMaster DownstairsStorage
• Laundry: In Basement
• Basement: FullUnfinished
• Flooring: Other
• A/C: Wall/Window Unit(s)
• Heating: Hot Water
• Fireplace: Living RoomFireplaceFireplaces: 2

Exterior

• Style: Colonial
• Other Structures: Shed(s)
• Parking: DrivewayGarageOff Street

Location

• Originating MLS: onekey2
• School District: Highland
• County: Ulster County

Lot

• Zoning: 3200-088.069-0002-001.000-0000

Utilities

• Utilities: Cable ConnectedElectricity Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: onekey2