4 Harding Street, Middletown, NY 10940

• 4 beds |
• 2 baths |
• 1,416 sqft

Property Description

Middletown Central Gem with Lots of Space and Super Low Taxes! Located just minutes from Downtown Middletown, this solid house has a very practical layout with 4 spacious bedrooms and 2 full bathrooms, making it perfect for a growing family or an investor. On top of the great living space, you get a huge attic and a full basement that give you tons of extra room for storage or a workshop. The best part about this property is the incredibly low holding cost—total annual taxes are only $3,750(year 2025), and you can lower them even more if you live here as your primary home by applying for the NY STAR tax relief. A brand-new, energy-efficient Navien tankless wall-mounted combination boiler was installed last year, providing reliable, high-efficiency heating and hot water while saving on utility bills.While the house is in average condition right now and needs some cosmetic updates, it has great bones and a rock-solid foundation. This is a rare chance to buy a big house with low expenses, fix it up your way, and build instant equity in a super convenient location.

Listing Status:

Active

Data Last Updated:

July 29, 2026 at 1:21PM

Listing Office:

KW Hudson Valley United : 845-610-6065

MLS ID:

1024955

Interior

• General: High CeilingsWasher/Dryer Hookup
• Appliances: Gas OvenGas RangeRefrigerator
• Basement: FullUnfinished
• A/C: None
• Heating: BaseboardENERGY STAR Qualified EquipmentNatural Gas

Exterior

• Style: Other
• Parking: Driveway

Location

• Originating MLS: onekey2
• School District: Middletown
• County: Orange County

Lot

• Zoning: 330900-030-000-0001-021.000-0000

Utilities

• Utilities: Electricity ConnectedNatural Gas ConnectedSewer ConnectedTrash Collection PublicWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: onekey2