124 Union Avenue, Mount Vernon, NY 10550

• 4 beds |
• 3 baths |
• 2,420 sqft

Property Description

A legal three-family in Mount Vernon with all three units on month-to-month. Deliver it vacant, keep the income in place, or reset rents to market. Live in one unit while renting the others, or lease all three and use the property as a full investment. Offering approximately 2,420 square feet across three levels, the home features a flexible mix of layouts: a two-bedroom plus office on the first floor, a one-bedroom plus office on the second floor, and a one-bedroom on the third floor. Recent work includes a full first-floor renovation, updated second-floor kitchen, renovated third-floor bath, electrical service approximately three years old, roof approximately eight years old. Each residence offers its own character, with updated kitchens, generous room sizes, and plenty of natural light. Features throughout include white shaker cabinetry, tile backsplashes, gas ranges, crown molding, cast-iron radiators, and hardwood or wood-style flooring. Select units also offer a dishwasher, walk-in pantry, and dedicated home-office space. The property also includes a full partially finished basement with laundry, utility space, and additional rooms that provide useful flexibility for storage, recreation, work-from-home needs, or other ancillary use. Four electric meters and three gas meters serve the property, and a large side yard adds valuable outdoor space. Conveniently located for commuters, with Metro-North service to Grand Central, the Wakefield-241st Street 2 train just over the Bronx border, and easy access to the Cross County and Hutchinson River Parkways. A versatile property for an owner-occupant or investor looking for space, income potential, and convenient access to New York City.

Listing Status:

Active

Data Last Updated:

October 6, 2026 at 9:20PM

Listing Office:

Serhant LLC : 646-480-7665

MLS ID:

1046388

Interior

• General: First Floor BedroomFirst Floor Full BathEat-in KitchenEntrance FoyerPantry
• Laundry: Common Area
• Basement: FullPartially Finished
• Flooring: CarpetHardwoodTileVinyl
• A/C: Wall/Window Unit(s)
• Heating: Oil

Exterior

• Style: Victorian
• Other Structures: PorchCovered
• Parking: None

Location

• Originating MLS: onekey2
• School District: Mount Vernon
• County: Westchester County

Lot

• Zoning: 0800-165-079-03125-000-0008
• Fencing: Partial

Utilities

• Utilities: See Remarks
• Water: Public
• Sewer: Public Sewer

Financial

• Source: onekey2