$238,900

44 Elm Street, Oneonta, NY 13820

5 beds |
3 baths |
2,247 sqft

Single-Family Home
Built in 1880
9,583sqft lot
1 car garage
$106/sqft
Listed 2 months ago

Property Description

I SPY A VICTORIAN WITH HIDDEN TREASURES! There are so many special details beginning at the front foyer with the original spiral staircase and elegant curved wall. The first floor living space is highlighted by french doors, bay window, wood floors & trim and gorgeous old light fixtures. The windows are oversized allowing wonderful natural light. There is a first floor bedroom and full bath and four more bedrooms and 2 full baths upstairs. Outside, you you may choose to relax on the large covered front porch or find a quiet spot in your ohhh, so private backyard. The yard is totally fenced & offers some wonderful perennials. AND IMAGINE, a huge 2 story carriage barn with an attached 4 bay garage! What a treasure to have all this space for your cars, toys and hobbies! This CENTER CITY Beauty, is between Walnut and Center Streets making it such a walkable location; to Main St, the parks, library or post office!

Listing Status:: Active
Date Added:: October 6, 2025 at 05:00AM
Listing Office:: Benson Agency Real Estate LLC : 607-432-4391
Listing Agent:: Elizabeth A. Shultis GRI : 607-434-5972
MLS ID:: R1642190

General: DenSeparate/Formal Dining RoomEntrance FoyerSeparate/Formal Living RoomLibrarySecond KitchenBedroom on Main Level
Appliances: DryerDishwasherElectric OvenElectric RangeGas Water HeaterRefrigeratorWasher
Laundry: Main Level
Basement: Full
Flooring: CarpetHardwoodVariesVinyl
Heating: OilForced Air
Fireplace: Fireplaces: 0

General: Fully FencedGravel DrivewayPrivate YardSee Remarks
Style: Victorian
Other Structures: PorchCovered
Parking: DetachedGarage

Roofing: Asphalt
Windows: Storm Window(s)Thermal Windows
General: Attic/Crawl Hatchway(s) InsulatedBlown-In InsulationFrameWood Siding2Stone

Road/Access: City Street
Originating MLS: NYS_OD
School District: Oneonta
County: Otsego

Zoning: 288.18-4-37
Fencing: Full

Utilities: Cable AvailableHigh Speed Internet AvailableSewer ConnectedWater Connected
Water: ConnectedPublic
Sewer: Connected

Source: NYS_OD

This listing courtesy of Elizabeth A. Shultis GRI, Benson Agency Real Estate LLC

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Valleyview Elementary School

40 Valleyview St, Oneonta, NY, 13820

Grades KG-5

0.72 miles away

Oneonta Middle School

130 East St Ste 1, Oneonta, NY, 13820

Grades 6-8

0.87 miles away

Oneonta Senior High School

130 East St Ste 2, Oneonta, NY, 13820

Grades 9-12

0.88 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.