$119,900

435 Bernard Street, Rochester, NY 14621

5 beds |
2 baths |
2,086 sqft

Duplex
Built in 1905
5,597sqft lot
—— car garage
$57/sqft
Listed 8 days ago

Property Description

CALLING ALL INVESTORS! Here is your chance to own a cash flowing duplex located in the 14621 district. The downstairs unit features 3 bedrooms, 1 bath, rented at $925 and the upstairs unit has 2 bedrooms, 1 bath $900. Both are MTM leases bringing in GOI $21,900. The property updates included for downstairs: fresh paint, new kitchen sink and counter top, HWT (2018) and new furnace. The upstairs include: fresh paint, new vanity, toilet, flooring, interior lighting and GFI outlets. In 2025 there was a lead service water line replacement and the home comes with a service agreement with Triple OOO until 7/31/2026 which includes emergency calls for HVAC, plumbing and electrical needs.

Listing Status:: Active
Date Added:: March 24, 2026
Data Last Updated:: April 1, 2026 at 4:17PM
Listing Office:: Phoenix Rising Realty Inc. : 585-230-3521
Listing Agent:: Deborah Kennedy : 585-230-3521
MLS ID:: R1667039

Appliances: Gas Water Heater
Laundry: Washer Hookup
Basement: Full
Flooring: CarpetHardwoodLaminateVariesVinyl
Heating: GasForced Air
Fireplace: Fireplaces: 0

General: Fence
Style: Duplex
Other Structures: PorchOpen
Parking: Parking AvailableTwo or More Spaces

Roofing: AsphaltShingle
General: Vinyl SidingCopper PlumbingPEX Plumbing1Block

Road/Access: City Street
Originating MLS: NYS_R
School District: Rochester
County: Monroe

Zoning: 261400-106-260-0003-060-000-0000
Fencing: Partial

Utilities: Cable AvailableHigh Speed Internet AvailableSewer ConnectedWater ConnectedCircuit Breakers
Water: ConnectedPublic
Sewer: Connected

Source: NYS_R

This listing courtesy of Deborah Kennedy , Phoenix Rising Realty Inc.

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

School 45-Mary Mcleod Bethune

1445 Clifford Ave, Rochester, NY, 14621

Grades PK-8

0.58 miles away

School 45-Mary Mcleod Bethune

1445 Clifford Ave, Rochester, NY, 14621

Grades PK-8

0.58 miles away

Franklin Upper School

950 Norton St, Rochester, NY, 14621

Grades 9-12

0.79 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.