138-140 Church Street, Saratoga Springs, Inside, NY 12866

• 5 beds |
• 4 baths |
• 2,501 sqft

Property Description

Just a few blocks from the heart of Broadway, 138-140 Church Street offers a combination of location, space, and flexibility in downtown Saratoga Springs. Behind its unassuming façade is a remarkably spacious property with multiple living areas, private quarters, and extensive parking--ideal for multigenerational living or for an owner-occupant seeking income potential. The main residence (138) features a bright new kitchen, refinished interiors, and a thoughtful layout that works beautifully as a single home or with a self-contained accessory apartment upstairs. The upper level includes its own kitchen and bath with interior access from below, making it ideal for extended family or guests. Beside it, 140 is a fully independent apartment complete with a private entrance, bath, laundry, and ample storage. Currently rented, it offers total separation and could also serve as guest space or a home office. Out back, a massive paved area provides parking for 20 or more vehicles, which is unusual this close to downtown. There's plenty of open space--enough to add a pickleball court, garden, or outdoor entertaining area and still have room to spare. The sellers have continued to refine the property, including a stylish kitchen update and modern finishes throughout, while preserving its downtown character and livability. Zoned UR-3, the district supports one- and two-family residences with compatible neighborhood uses. Whether you envision a downtown home with income potential, a multigenerational setup, or a flexible live/work environment, this property offers room to grow in one of Saratoga's most desirable locations. The versatile floor plan and separate living spaces allow the next owner to tailor the property to their goals--whether accommodating extended family, hosting guests, or pursuing income-generating opportunities.

Listing Status:

Pending

Date Added:

March 16, 2026

Data Last Updated:

April 2, 2026 at 10:37PM

Listing Office:

KW Platform : 518-724-5800

Listing Agent:

Maria Barr : 518-857-6396

MLS ID:

202612855

Interior

• General: Cathedral Ceiling(s)Ceramic Tile BathHigh Speed Internet
• Laundry: Main LevelLaundry Room
• Basement: UnfinishedFull
• Flooring: Ceramic TileBambooHardwood
• A/C: Wall Unit(s)
• Heating: Forced AirDuctless
• Fireplace: Fireplaces: 0

Exterior

• General: OtherStorage
• Style: Traditional
• Other Structures: Storage
• Parking: Off StreetPavedDrivewayGarageParking spaces: 20

Construction

• Roofing: Shingle
• Windows: Insulated WindowsBlinds
• General: Wood SidingShingle SidingBlock

Location

• Originating MLS: Global MLS
• School District: Saratoga Springs
• County: Saratoga

Lot

• Zoning: Multi Residence411501 165.50-2-48
• View: City
• Fencing: PrivacyBack YardFront YardPerimeter

Utilities

• Utilities: Cable ConnectedCircuit Breakers
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Global MLS