$429,900

12 State Street, Troy, NY 12180

2 beds |
2 baths |
2,015 sqft

Single-Family Home
Built in 1910
871sqft lot
—— car garage
$213/sqft
Listed 1 day ago

Property Description

A rare offering in the heart of downtown Troy, this distinguished three-story single-family residence with mixed-use zoning combines character, scale, and flexibility. Featuring soaring ceilings, grand hallways, abundant natural light, and hardwood flooring, the home has been thoughtfully updated throughout and boasts recent exterior improvements, including an impeccably maintained brick exterior in excellent condition. Just minutes from Troy Music Hall, acclaimed restaurants, bars, boutiques, and cultural destinations, the location provides an elevated urban lifestyle with quick highway access. The first floor offers strong potential for commercial conversion, ideal for a refined live/work concept or boutique professional space (buyer to verify permitted use). An unfinished basement provides generous storage and includes washer/dryer hookups ($1,100 credit for units). The owners are actively using the entire property as a successful Airbnb investment, with 2024/2025 earnings report available in the documents, offering both immediate cash flow and long-term appreciation potential.

Listing Status:: Active
Date Added:: December 17, 2025 at 06:00AM
Listing Office:: Bundle It Home Real Estate LLC : 518-573-6253
Listing Agent:: Dana Farrell : 518-573-6253
MLS ID:: 202530890

General: Vaulted Ceiling(s)Paddle FanCrown MoldingSolid Surface CountersEat-in Kitchen
Appliances: RangeRefrigeratorDishwasherMicrowave
Laundry: In Basement
Basement: UnfinishedFullBilco DoorsInterior Entry
Flooring: Ceramic TileLinoleumHardwood
A/C: Window Unit(s)Other
Heating: Natural GasHot WaterRadiant
Fireplace: GasOtherLiving RoomFireplaceFireplaces: 1

General: Lighting
Parking: Parking spaces: 0

Roofing: Asphalt
Windows: Curtain RodsDrapes
General: Brick

Originating MLS: Global MLS
School District: Troy
County: Rensselaer

Zoning: Mixed381700 100.60-5-2
View: Downtown

Utilities: Cable Available150 Amp Service
Water: Public
Sewer: Public Sewer

Source: Global MLS

This listing courtesy of Dana Farrell, Bundle It Home Real Estate LLC

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

PS 14

1700 Tibbits Ave, Troy, NY, 12180

Grades PK-5

1.24 miles away

Troy Middle School

1976 Burdett Ave, Troy, NY, 12180

Grades 6-8

1.05 miles away

Troy High School

1950 Burdett Ave, Troy, NY, 12180

Grades 9-12

1.12 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.