$149,900

540 Niagara Street, Utica, NY 13501

4 beds |
1 bath |
1,268 sqft

Single-Family Home
Built in 1940
2,087sqft lot
—— car garage
$118/sqft
Listed 6 days ago

Property Description

This inviting corner home sits on a generous double lot in an established residential area known for its peaceful setting and well-kept properties. The oversized driveway offers abundant parking, and the location provides excellent access to Downtown Utica, the NYS Thruway, Route 5S, the North–South Arterial, and is just minutes from the new dog park and TR Proctor Park. The owner has enjoyed nearly 20 years here, and it shows. The spacious yard is ideal for everyday living, while the home’s location places you close to hospitals, colleges, restaurants, convenience stores, and more. With 4 bedrooms and over 1,200 square feet of living space, this home is comfortable, practical, and easy to maintain—featuring a newer furnace and updated insulation for efficient heating. A great opportunity in a well-located neighborhood—ready for its next chapter.

Listing Status:: Active
Date Added:: December 8, 2025 at 06:00AM
Listing Office:: Coldwell Banker Faith Properties : 315-735-2222
Listing Agent:: Joseph C. Pantola Jr. : 315-725-6580
MLS ID:: S1653680

General: Eat-in KitchenSeparate/Formal Living RoomSkylightsBedroom on Main Level
Appliances: DryerGas Water HeaterRefrigeratorWasher
Laundry: Main Level
Basement: FullSump Pump
Flooring: CarpetHardwoodVaries
Heating: GasForced Air
Fireplace: Fireplaces: 0

General: Blacktop DrivewayShed(s)Storage
Style: Two Story
Other Structures: Shed(s)StoragePorchOpen
Parking: No GarageDriveway

Roofing: Asphalt
Windows: Skylight(s)
General: Spray Foam InsulationVinyl SidingCopper PlumbingPEX Plumbing2Block

Originating MLS: NYS_MV
School District: Utica
County: Oneida

Zoning: 301600-319-072-0001-024-000-0000

Utilities: Cable AvailableHigh Speed Internet AvailableSewer ConnectedWater ConnectedCircuit Breakers
Water: ConnectedPublic
Sewer: Connected

Source: NYS_MV

This listing courtesy of Joseph C. Pantola Jr., Coldwell Banker Faith Properties

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Albany Elementary School

1151 Albany St Ste 1, Utica, NY, 13501

Grades KG-6

0.48 miles away

John F Kennedy Middle School

500 Deerfield Dr E, Utica, NY, 13502

Grades 7-8

1.95 miles away

Thomas R Proctor High School

1203 Hilton Ave, Utica, NY, 13501

Grades 9-12

0.88 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.