$225,000

8 First Street, Waterford, NY 12188

4 beds |
2 baths |
2,364 sqft

Duplex
Built in 1910
8,712sqft lot
2 car garage
$95/sqft
Listed 19 days ago

Property Description

**OPEN HOUSE**Saturday, May 2nd @ 12pm-2pm and Sunday, May 3rd @ 1pm-3pm. This multi-family property offers strong investment potential or an ideal owner-occupied opportunity. Each unit features 2-3 bedrooms, a full bathroom, spacious living room, and a large eat-in kitchen with stainless steel appliances and natural light throughout. Both units offer generously sized rooms and functional layouts. The property includes front and rear porches, along with a screened-in room off the garage providing additional space for relaxing or entertaining. Exterior features include a large fenced-in backyard shared by tenants, off-street parking, and a two-car garage. Long-term tenants are currently in place on a month-to-month basis. First-floor tenant maintains lawn care and snow removal. Property is located in a flood zone; flood insurance is required. This property will not qualify for FHA or VA financing due to chipped paint and is best suited for cash or conventional. Priced accordingly and is being sold AS- IS. Offering excellent upside potential for investors or buyers looking to build equity. Don't miss this one!

Listing Status:: Pending
Date Added:: May 1, 2026
Data Last Updated:: May 20, 2026 at 6:37PM
Listing Office:: Howard Hanna Capital Inc : 518-371-4500
Listing Agent:: ToniJean Powers : 518-461-9306
MLS ID:: 202616190

General: Walk-In Closet(s)
Basement: UnfinishedFullOther
Flooring: CarpetLaminateLinoleumTile
A/C: None
Heating: Forced Air

General: Garage(s)Other
Style: Traditional
Other Structures: Garage(s)Other
Parking: Off StreetPavedDrivewayGarageParking spaces: 7

Roofing: Flat
General: Aluminum SidingVinyl Siding

Originating MLS: Global MLS
School District: Waterford-Halfmoon
County: Saratoga

Zoning: 415401 291.79-3-30
Fencing: FencedBack YardFront Yard

Water: Public
Sewer: Public Sewer

Source: Global MLS

This listing courtesy of ToniJean Powers , Howard Hanna Capital Inc

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.