$489,000

187 Lake Road, Westerlo, NY 12023

  • 4 beds |
  • 3 baths |
  • 2,584 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 1978
  • Property Lot Size Icon3.4acre lot
  • Property Parking Icon 4 car garage
  • Property Price Per Square Feet Icon $189/sqft
  • Property List Date Icon Listed 2 months ago

Property Description

Welcome to 187 Lake Rd--an exceptional lake-access home offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal and flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons. A major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the property's investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Don't miss this unique opportunity to own a versatile property near Lake Onderdonk with endless possibilities.

Listing Status:
Pending
Date Added:
April 30, 2026
Data Last Updated:
July 6, 2026 at 1:39AM
Listing Office:
Howard Hanna Capital Inc : 518-371-4500
Listing Agent:
Jillian Breck : 518-225-4799
MLS ID:
202616079
  • General: Cathedral Ceiling(s)Vaulted Ceiling(s)Paddle FanEat-in Kitchen
  • Appliances: RangeRefrigeratorDishwasherOven
  • Laundry: In Basement
  • Basement: UnfinishedFull
  • Flooring: CarpetWoodVinyl
  • A/C: None
  • Heating: Propane Tank LeasedZonedWood
  • Fireplace: Living RoomFireplaceFireplaces: 1
  • General: BarnBarn(s)
  • Style: Contemporary
  • Other Structures: Barn(s)
  • Parking: DetachedDrivewayStoneGarageParking spaces: 6
  • Roofing: AsphaltMetal
  • General: Wood SidingBlock
  • Originating MLS: Global MLS
  • School District: Berne Knox
  • County: Albany
  • Zoning: Single Residence013800 115.3-2-28
  • View: WaterLake
  • Fencing: Stone
  • Water: Well
  • Sewer: Septic Tank
  • Source: Global MLS

This listing courtesy of Jillian Breck , Howard Hanna Capital Inc

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  â€ 
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location