528 W SIMPSON ST, Mechanicsburg, PA 17055

• 3 beds |
• 3 baths |
• 2,200 sqft

Property Description

Adorable Cape Cod with Modern Updates and Rare Financing Opportunity! Welcome to this truly charming Cape Cod, built in 2005, offering 3 spacious bedrooms, 2.5 baths, and a bright, inviting feel throughout. From the moment you walk in, you’ll notice the abundance of natural light that fills the home, creating a warm and welcoming atmosphere. The layout features generously sized bedrooms, including a primary suite with its own private bath. Storage is a standout feature here, with plenty of space throughout the home to keep everything organized and tucked away. The finished basement adds valuable extra living space—perfect for a rec room, home office, or additional entertaining area. In the kitchen, you’ll appreciate the thoughtful upgrades, including updated countertops and a stylish backsplash that add a modern touch. Outside, the smaller corner lot offers a low-maintenance lifestyle—ideal for those who prefer spending their weekends relaxing rather than doing yard work. And the best part? This home offers a rare assumable PHFA mortgage at just 3.5%, presenting an incredible opportunity for qualified buyers to secure a below-market interest rate. Charming, functional, and full of opportunity—schedule your showing today!

Listing Status:

Pending

Date Added:

April 28, 2026

Data Last Updated:

May 8, 2026 at 3:16AM

Listing Office:

Iron Valley Real Estate Hanover : 7177972777

Listing Agent:

KASEY Jo KING : 7173453477

MLS ID:

PACB2053248

Interior

• General: Kitchen - Eat-In
• Rooms: Living RoomDining RoomKitchenDenLaundryLoftStorage Room
• Appliances: MicrowaveDishwasherRefrigeratorOven/Range - ElectricWasherDryer
• Laundry: Main Floor
• Basement: DaylightFullPartially finishedShelvingSump pump
• A/C: Ceiling Fan(s)Central A/C
• Heating: Forced AirNatural Gas
• Disability Feature: None

Exterior

• General: Above GradeBelow Grade
• Style: Cape Cod

Construction

• General: Vinyl SidingFrame2Block

Location

• Originating MLS: BRIGHT_MAIN
• School District: MECHANICSBURG AREA
• County: CUMBERLAND-PA

Lot

• Zoning: RESIDENTIAL20-23-0567-173
• Fencing: PrivacyPanel

Utilities

• Utilities: 200 amp service
• Water: Public
• Sewer: Public Sewer

Financial

• Source: BRIGHT_MAIN
• Exclusions: Personal Property