512 MERCY ST, Philadelphia, PA 19148

• 2 beds |
• 1 bath |
• 840 sqft

Property Description

Move in ready and money smart! This beautifully updated 2 bedroom row home in South Philadelphia's desirable Whitman neighborhood pairs contemporary finishes with one of the strongest financing packages on the market today. This property qualifies for CRA financing with just 3% down, no PMI, and an interest rate lower than FHA. KeyBank is offering a 5K credit, stackable with the Philly First Home 10K grant, for up to 15K in potential assistance. The credit can be applied toward closing costs, prepaid mortgage or insurance, escrow deposit, real estate taxes, or per diem interest. An HWA home warranty is also included in the sale. Step into a sun lit open floor plan with gleaming wood floors, soaring ceilings with fans, and large windows that flood the space with natural light. The living room flows into a dedicated dining room crowned by chandelier lighting, then into a modern kitchen featuring new cabinetry, new appliances, a gas range, stainless steel hood, and stylish backsplash. Upstairs, two spacious bedrooms offer large windows, abundant natural light, and ample closet space. The oversized bathroom delivers a large walk in shower, multiple lighting fixtures, thoughtful accessibility upgrades for safe, comfortable everyday living. Additional highlights include central air conditioning, a full basement with room for an exercise space, laundry, and extra storage plus future finishing potential and a fully fenced backyard perfect for gardening, entertaining, relaxing, or pets. Conveniently located near neighborhood shopping, dining, and public transportation with quick access to major highways, this home offers comfort, convenience, and serious value in one of South Philadelphia's most established communities. Opportunities like this do not sit. Schedule your showing today!

Listing Status:

Active

Date Added:

August 6, 2026

Data Last Updated:

August 8, 2026 at 12:18AM

Listing Office:

LPT Realty, LLC : 8773662213

Listing Agent:

Maria Maria Quattrone Quattrone : 2156073535

MLS ID:

PAPH2651984

Interior

• General: BarFloor Plan - OpenWood FloorsUpgraded CountertopsCeiling Fan(s)Bathroom - Walk-In Shower
• Rooms: Living RoomDining RoomBedroom 2KitchenBasementBedroom 1LaundryBathroom 1
• Appliances: Oven/Range - GasRange Hood
• Laundry: Hookup
• Basement: Full
• A/C: Central A/C
• Heating: Forced AirNatural Gas
• Disability Feature: Other Bath Mod

Exterior

• General: Awning(s)Exterior LightingSidewalksStreet LightsAbove GradeBelow Grade
• Style: Straight Thru
• Other Structures: Porch

Construction

• General: Masonry2Slab

Location

• Originating MLS: BRIGHT_MAIN
• School District: THE SCHOOL DISTRICT OF PHILADELPHIA
• County: PHILADELPHIA-PA

Lot

• Zoning: RSA5392061500
• View: Street

Utilities

• Utilities: Circuit breakers
• Water: Public
• Sewer: Public Sewer

Financial

• Source: BRIGHT_MAIN