6505 N 20TH ST, Philadelphia, PA 19138

• 3 beds |
• 2 baths |
• 1,056 sqft

Property Description

HWA home warranty will be included in the sale of the property. This property qualifies for CRA financing with 3% down, no PMI, and an interest rate lower than FHA. One of the property owners is a licensed real estate agent. Welcome to this beautifully maintained 3-bedroom, 1.5-bath home in the desirable West Oak Lane neighborhood, offering the convenience of a 1-car attached garage plus one space for off street parking for an additional vehicle. With inviting exterior space perfect for relaxing, this home combines comfort, functionality, and an excellent location. Enter into a spacious living room featuring a decorative brick fireplace and plenty of room to accommodate your furniture with ease. The adjacent dining room flows seamlessly into the kitchen, creating a practical layout for everyday living and entertaining. Hardwood floors with custom inlay detail enhance the character of the first floor. The kitchen comes equipped with a range, refrigerator, and built-in microwave oven and provides access to the rear deck—ideal for outdoor dining or morning coffee. A convenient first-floor powder room adds extra functionality. Upstairs, you’ll find three nicely sized bedrooms with ample closet space. The hallway bathroom includes a vanity and tub/shower combination, offering a classic three-piece layout. The lower level features a laundry area complete with washer, dryer, utility basin, and rear access. The basement also provides direct access to the attached garage and driveway parking. With an impressive Walk Score of 80, many errands can be accomplished without a car. Enjoy proximity to neighborhood amenities including East Germantown Recreation Center, Simons Playground, Awbury Park, Cliveden Park, and Freedom Park. Nearby shopping options include Greenleaf at Cheltenham, The Shoppes at La Salle, Rising Sun Plaza, Cedarbrook Plaza, and Jenkintown Square. Key Bank is offering a 5K credit for this property which can be tied in with the Philly First 10K grant. The 5K credit can be applied toward closing costs or to prepay mortgage, flood/hazard insurance, escrow deposit, real estate taxes, or per diem interest. A wonderful opportunity to own a spacious home with parking, outdoor space, and strong neighborhood convenience in West Oak Lane. Schedule your showing today!

Listing Status:

Active

Date Added:

March 7, 2026

Data Last Updated:

March 7, 2026 at 6:18PM

Listing Office:

LPT Realty, LLC : 8773662213

Listing Agent:

Tonya M Knight : 2155154391

MLS ID:

PAPH2589892

Interior

• General: Built-InsCeiling Fan(s)Kitchen - Efficiency
• Rooms: Living RoomDining RoomBedroom 2Bedroom 3KitchenBasementBedroom 1LaundryUtility RoomBathroom 1Half Bath
• Appliances: RefrigeratorOven/Range - ElectricWasherDryer
• Laundry: BasementDryer In UnitHas LaundryWasher In Unit
• Basement: FullPartially finished
• Flooring: Hardwood
• A/C: Ceiling Fan(s)Wall Unit
• Heating: RadiatorNatural Gas
• Disability Feature: None

Exterior

• General: Exterior LightingGutter SystemSidewalksStreet LightsAbove GradeBelow Grade
• Style: Straight Thru
• Other Structures: PorchBalcony
• Parking: Asphalt DrivewayFencedPrivate

Construction

• Roofing: Flat
• General: Masonry2Brick/Mortar

Location

• Originating MLS: BRIGHT_MAIN
• School District: THE SCHOOL DISTRICT OF PHILADELPHIA
• County: PHILADELPHIA-PA

Lot

• Zoning: RSA5102031900
• View: Street
• Fencing: Partially

Utilities

• Utilities: Circuit breakers
• Water: Public
• Sewer: Public Sewer

Financial

• Source: BRIGHT_MAIN