108 Terrapin Cross Way, Simpsonville, SC 29680

• 5 beds |
• 3 baths |
• 2,913 sqft

Property Description

RARE ASSUMABLE LOAN ~ (subject to Lender & Credit Approval) ~ First Come, First Served! 108 Terrapin Cross Way comes with a Once-In-A-Generation financial opportunity: Approximately $250,000 of the $500,000 purchase price may be financed through assumption of the Sellers' existing LOW-RATE ASSUMABLE loan for qualified individuals — a significant advantage in today’s market. THE RESULT: substantial monthly savings and a sophisticated financial structure that sets this property apart from others in the neighborhood. This particular opportunity allows you to create a smart, blended-rate mortgage and INHERIT an extraordinary pre-2022 interest rate to reduce your overall BLENDED MONTHLY interest rate potentially into something SUPER AFFORDABLE! With 5 Bedrooms and 3 Full baths, 108 Terrapin gives you room for your family to grow and expand, as well as have space to work-from-home. A guest room & full bath down are great for friends and aging parents. The Primary Suite and 3 additional generous sized bedrooms can be found upstairs all centered around the common loft area gathering area. The back half of downstairs is the heart of the home, where meal prep and family gatherings happen every day of the year! The .27 acre lot provides a generous back yard for ample gardening and play space! And the location within Lost River is ideal as well…you are just a short walk to the neighborhood pool & pavilion, tennis courts, playground,and access to the walking trail….everything is at your fingertips. Here’s why this home is a great move: Smart Blended Interest Rate - making your monthly mortgage payment MUCH MORE affordable Smart Structure - Meritage Homes are well-known for their multitude of build-in energy efficiencies that lower your carbon footprint, h108 Terrapin Cross Way comes with a once-in-a-generation Financial Opportunity: Approximately $250,000 of the $500,000 purchase price may be financed through assumption of the existing LOW-RATE loan — a significant advantage in today’s market. THE RESULT: substantial monthly savings and a sophisticated financial structure that sets this property apart from others in the neighborhood. This particular opportunity allows you to create a smart, blended-rate mortgage and INHERIT an extraordinary pre-2022 interest rate to reduce your overall MONTHLY interest rate into the SUB-5’s. With 5 Bedrooms and 3 Full baths, 108 Terrapin gives you room for your family to grow and expand, as well as have space to work-from-home. A guest room & full bath down are great for friends and aging parents. The Primary Suite and 3 additional generous sized bedrooms can be found upstairs all centered around the common loft area gathering area. The back half of downstairs is the heart of the home, where meal prep and family gatherings happen every day of the year! The .27 acre lot provides a generous back yard for ample gardening and play space! And the location within Lost River is ideal as well…you are just a short walk to the neighborhood pool & pavilion, tennis courts, playground,and access to the walking trail….everything is at your fingertips. Here’s why this home is a great move: SMART Blended Interest Rate - making your monthly mortgage payment MUCH MORE affordable SMART Structure - Meritage Homes are well-known for their multitude of build-in energy efficiencies that lower your carbon footprint, help preserve global resources and dramatically reduce your utility bills! PEACE OF MIND - this home has a brand new HVAC 11/2025 & 20+ years left on the life of the roof and 5 years of builder structural warranty! All you have to do is MOVE IN and ENJOY:-) With a neighborhood that is super social, having something for everyone in the family to engage in and enjoy nearly every month, you won’t find a better neighborhood to call your neighbors your friends! If you think too long on this one…she’ll be gone and you’ll be kicking yourself.

Listing Status:

Active

Data Last Updated:

April 24, 2026 at 9:45PM

Listing Office:

TLCOX and Company : 864-672-3110

Listing Agent:

Carmen L Johnson :

MLS ID:

1589252

Interior

• General: High CeilingsCeiling Fan(s)Ceiling SmoothTray Ceiling(s)Granite CountersPantry
• Appliances: DishwasherDisposalFree-Standing Gas RangeRefrigeratorGas OvenMicrowaveGas Water HeaterTankless Water Heater
• Laundry: 2nd FloorWalk-inElectric Dryer HookupStackable AccommodatingWasher HookupLaundry Room
• Basement: None
• Flooring: CarpetCeramic TileLuxury Vinyl
• A/C: Central AirHeat Pump
• Heating: Forced AirNatural GasHeat Pump
• Fireplace: Gas LogFireplaceFireplaces: 0
• Disability Feature: Attic Stairs Disappearing
• Eco/Green Feature: EnergyStar Cert Hm-DocReq

Exterior

• Style: Traditional
• Other Structures: Front PorchScreenedPatio
• Parking: AttachedParking PadPavedConcreteGarage Door OpenerDrivewayParking spaces: 2

Construction

• Roofing: Architectural
• Windows: Vinyl/Aluminum TrimInsulated Windows
• General: Hardboard SidingStoneTwoSlab

Location

• HOA Amenities: ElectricityPoolRecreation FacilitiesStreet Lights679.0Annually
• Golf: Common AreasRecreational PathPlaygroundPoolSidewalksTennis Court(s)Walking Trails
• Originating MLS: Greater Greenville MLS
• County: Greenville

Lot

• Topography: Level
• Zoning: 0575.2801209.00

Utilities

• Utilities: Cable Available
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Greater Greenville MLS