1686 S Watkins Street, Chattanooga, TN 37404

• 2 beds |
• 3 baths |
• 1,306 sqft

Property Description

Welcome to Mill Town--one of Chattanooga's newest and most up-and-coming communities offering the perfect blend of modern living and investment opportunity. Built in 2023, this thoughtfully designed townhome is currently tenant-occupied, providing immediate income with a lease in place through February 2027--making it an ideal turnkey investment. The home features 2 bedrooms and 2.5 bathrooms, including two spacious upstairs suites, each with its own private bathroom. Inside, a flex room on the 1st floor for an at home office, gym, or guest room, you'll find low-maintenance luxury vinyl plank flooring throughout (no carpet!), complemented by stylish granite countertops and a full stainless steel appliance package--including refrigerator, microwave, dishwasher, and stacked washer and dryer. Designed for comfort and efficiency, the property includes spray foam insulation, insulated windows for added sound reduction, and a 3-year-old water heater. Enjoy walkable living just steps from local favorites like Sleepy Head Coffee, Lo Main, and all the dining, shopping, and entertainment along E Main Street. The community also offers inviting green spaces, creating a welcoming neighborhood feel. Whether you're looking to expand your investment portfolio or secure a modern home in a thriving area, this Mill Town property checks all the boxes.

Listing Status:

Active

Date Added:

April 27, 2026

Data Last Updated:

May 9, 2026 at 6:38PM

Listing Office:

Stone River Property Management : 615-849-9227

MLS ID:

1533447

Interior

• General: Double VanityGranite CountersHigh CeilingsPantryEn SuiteSeparate Dining Room
• Appliances: DisposalDishwasherFree-Standing Electric RangeMicrowaveRefrigeratorWasher/Dryer Stacked
• Laundry: Laundry ClosetUpper Level
• Basement: None
• Flooring: HardwoodTile
• A/C: Central AirElectric
• Heating: CentralElectric
• Fireplace: Fireplaces: 0

Exterior

• General: Rain Gutters
• Style: Contemporary
• Pool: None
• Parking: Off Street

Construction

• Roofing: AsphaltShingle
• Windows: Insulated WindowsVinyl Frames
• General: Fiber Cement2Concrete Perimeter

Location

• HOA Amenities: Jogging PathMaintenanceMaintenance Grounds148.0Monthly
• Golf: PlaygroundSidewalks
• Originating MLS: Greater Chattanooga REALTORS®
• County: Hamilton

Lot

• Zoning: LT 8 MILL TOWN 2020 MILL TOWN 2022 HP UNIT 1686 PB 2 PG 13 REV PB 46 P G 19 REV PB 54 PG 123 REV PB 121 PG26 REV PB 122156f A 001 C017
• Fencing: None

Utilities

• Utilities: Cable AvailableElectricity AvailablePhone AvailableSewer ConnectedUnderground UtilitiesWater AvailableWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Greater Chattanooga REALTORS®