4925 Bal Harbor Circle, Chattanooga, TN 37416

• 4 beds |
• 4 baths |
• 3,445 sqft

Property Description

One-level lake living! Custom built, 4 bedroom, 3.5 bath home on a .77+/- acre waterfront lot with 145 +/- feet of lake frontage and a covered dock in the desirable Bal Harbor neighborhood approximately 20 minutes from downtown Chattanooga. This mostly brick home boasts a fantastic open floor plan with windows galore to take advantage of the water views and lush setting, as well as loft ceilings, crown moldings, decorative and recessed lighting, hardwood flooring, plantation shutters, a 3-car garage, and a large screened in porch with access to the beautifully landscaped back yard and dock. Your tour begins with entry to the foyer that opens to a formal dining area with specialty ceiling and a the living room with French doors to the expansive screened porch. The heart of this home is definitely the open kitchen, breakfast and keeping rooms with a wall of windows to enjoy the water views. The kitchen has amazing granite counterspace with a center island and a raised dining bar, under-cabinet lighting, stainless appliances, including Viking dishwasher and gas cooktop, Jenn-Air microwave, convection oven and refrigerator, and a nice pantry. The breakfast area has French doors to the screened porch, and the keeping room has a stacked stone gas fireplace making it a great space to both relax and entertain. The bedrooms are split with 2 on each wing. The primary suite is at the end of the right wing and has a gas fireplace, French doors to the screened porch and bay window with sitting area. An arched doorway leads to the walk-in closet with organizer system and the primary bath with separate vanities, a jetted tub and a separate tiled shower. The 2nd bedroom is just down the hall across from a full bath that has a convenient door to the screened porch which is perfect for use when coming in from the lake or the back yard. The powder room and laundry room are on the left side, as are two additional bedrooms adjoined by a shared bath with an elongated dual vanity area that has doors on either end to the tub/shower and commode room. There is a walk-up attic above the garage which provides great storage or the potential for future expansion if desired. Enjoy dining and gathering on the screened-in porch which has a Jenn-Air gas grill and built-in hood. Follow the path from the house through the beautifully landscaped back yard to the covered dock with boat slip, lift and sundeck. All of this, and you are close to schools, shopping, restaurants, hospitals and more, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

Listing Status:

Pending

Date Added:

May 1, 2026

Data Last Updated:

May 20, 2026 at 3:38PM

Listing Office:

Keller Williams Realty : 423-664-1900

MLS ID:

1533850

Interior

• General: Ceiling Fan(s)ChandelierCrown MoldingCentral VacuumDouble VanityEntrance FoyerGranite CountersHigh CeilingsKitchen IslandOpen FloorplanPantryPrimary DownstairsRecessed LightingSee RemarksStorageWalk-In Closet(s)Wired for SoundSeparate ShowerTub/shower ComboEn SuiteSitting AreaBreakfast RoomSeparate Dining RoomSplit BedroomsWhirlpool Tub
• Appliances: Built-In RefrigeratorDisposalGas CooktopGas Water HeaterMicrowaveRange HoodWall Oven
• Laundry: Electric Dryer HookupLaundry RoomMain LevelWasher Hookup
• Basement: Crawl Space
• Flooring: CarpetHardwoodTile
• A/C: Central AirElectric
• Heating: CentralNatural Gas
• Fireplace: BedroomFamily RoomGas LogFireplaceFireplaces: 2

Exterior

• General: Boat SlipDockLightingRain Gutters
• Parking: DrivewayGarageGarage Door OpenerOff StreetGarage Faces SideKitchen Level

Construction

• Roofing: Shingle
• Windows: Plantation ShuttersClad
• General: Brick1Block

Location

• Road/Access: City Street
• HOA Amenities: 50.0Annually
• Originating MLS: Greater Chattanooga REALTORS®
• County: Hamilton

Lot

• Zoning: LT 9 BAL HARBOR PB 25 PG 55120i B 003

Utilities

• Utilities: Cable AvailableElectricity ConnectedNatural Gas ConnectedPhone AvailableSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Greater Chattanooga REALTORS®