5505 Alabama Avenue, Chattanooga, TN 37409

• 3 beds |
• 3 baths |
• 1,904 sqft

Property Description

**Price improved to $499,900. Open House Saturday May 2 AND Sunday May 3, 1-4 PM.** Existing VA loan at 3.125% may be assumable -- potential savings of $7,400+ per year compared to current market rates. Contact agent for details. One of the larger lots available in St. Elmo's new construction market. Primary suite on main level, open floor plan, move-in ready. Built in 2021, this one-owner home offers the comfort and efficiency of newer construction in the highly desirable St. Elmo community at the foot of Lookout Mountain. The open-concept floor plan features hardwood flooring throughout the main living areas, neutral finishes, and a functional layout designed for both everyday living and entertaining. The kitchen includes granite countertops, a center island, and ample cabinetry that flows seamlessly into the dining and living spaces. The primary bedroom is conveniently located on the main level and features an en-suite bath with double vanity and walk-in shower. Additional bedrooms and a full bath upstairs provide flexible space for guests, a home office, or hobbies, while a dedicated laundry and mudroom area adds everyday convenience. Outdoor living is designed for low-maintenance enjoyment while still offering practical space for gardening and everyday use, including raised garden beds, a producing fig tree, and a spacious concrete patio area ideal for seating, grilling, and entertaining. A storage building and off-street parking add additional functionality. Situated in the heart of St. Elmo at the foot of Lookout Mountain, the home is just minutes from the historic Incline Railway, neighborhood restaurants, parks, and outdoor recreation. Local favorites, including The Hot Chocolatier just around the corner, contribute to the walkable lifestyle that makes this community so desirable.

Listing Status:

Active

Date Added:

April 9, 2026

Data Last Updated:

April 30, 2026 at 10:36PM

Listing Office:

LPT Realty LLC : 877-366-2213

MLS ID:

1531933

Interior

• General: Ceiling Fan(s)Crown MoldingEat-in KitchenGranite CountersKitchen IslandOpen FloorplanPantryPrimary DownstairsWalk-In Closet(s)Separate ShowerTub/shower ComboSplit Bedrooms
• Appliances: DisposalDishwasherElectric RangeMicrowave
• Laundry: Electric Dryer HookupLaundry RoomMain LevelWasher Hookup
• Flooring: CarpetTileEngineered Hardwood
• A/C: Central AirElectric
• Heating: CentralElectric

Exterior

• General: Rain GuttersStorageShed(s)
• Other Structures: Shed(s)
• Pool: None
• Parking: DrivewayOff StreetOn Street

Construction

• Roofing: Shingle
• Windows: BlindsDrapesShadesVinyl Frames
• General: OtherShingle SidingTwoSlab

Location

• Road/Access: City Street
• Golf: Street Lights
• Originating MLS: Greater Chattanooga REALTORS®
• County: Hamilton

Lot

• Zoning: Lot 54 Ward Bates & Bradford Pb8 Pg 51167o A 008
• Fencing: None

Utilities

• Utilities: Cable AvailableElectricity ConnectedPhone AvailableSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Greater Chattanooga REALTORS®