$335,000

172 Fern Drive SE, Cleveland, TN 37323

3 beds |
2 baths |
1,340 sqft

Single-Family Home
Built in 2006
0.41acre lot
2 car garage
$250/sqft
Listed 25 days ago

Property Description

ASSUMABLE 2.25% FHA LOAN!! Don't miss your chance at getting into this beautiful 3 bedroom, 2 bath home at an amazingly low interest rate. Contact your favorite lender to discuss your options. This home has been wonderfully and meticulously cared for and is waiting for its next owner to create some wonderful memories here. Sit around the beautiful fireplace admiring the shiplap and mantle. The kitchen and dining room make cooking and family meals a breeze. Upstairs, you'll find the master bedroom and en suite, complete with a walk-in tile shower. You will also find the other 2 bedrooms and full bathroom. The garage has an abundance of storage. Within just minutes to Parksville Lake, Chilhowee, and the Ocoee River, this home is perfectly situated close to Cleveland and the beauty Southeast Tennessee has to offer. Call today to schedule an appointment to see this beautiful home, gorgeous landscaping, and large lot.

Listing Status:: Active
Date Added:: January 15, 2026
Data Last Updated:: February 7, 2026 at 1:38PM
Listing Office:: Bender Realty : 423-472-2173
MLS ID:: 1526715

Appliances: DishwasherElectric RangeOven
Laundry: Laundry Room
Basement: Partial
Flooring: CarpetHardwoodLaminate
A/C: Central Air
Heating: Central
Fireplace: Living RoomFireplaceFireplaces: 1

General: Rain Gutters
Style: Contemporary
Parking: DrivewayGarage

Roofing: Shingle
Windows: Vinyl Frames
General: BlockVinyl SidingBi-LevelBlock

Road/Access: County Road
Originating MLS: Greater Chattanooga REALTORS®
County: Bradley

Zoning: LOT 31 DEED ACRES 0.38067c B 002.00
View: Mountain(s)View

Utilities: Cable AvailableElectricity ConnectedPhone AvailableWater Connected
Water: Public
Sewer: Septic Tank

Source: Greater Chattanooga REALTORS®

Presented by Veterans United Realty

This listing courtesy of Bender Realty

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Park View Elementary School

300 Minnis Rd NE, Cleveland, TN, 37323

Grades PK-5

1.91 miles away

Lake Forest Middle School

610 Kile Lake Rd SE, Cleveland, TN, 37323

Grades 6-8

3.31 miles away

Bradley Central High School

1000 S Lee Hwy, Cleveland, TN, 37311

Grades 9-12

5.65 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.