4934 Cindy Circle NW, Cleveland, TN 37312

• 3 beds |
• 4 baths |
• 2,918 sqft

Property Description

Welcome to this unique and versatile property offering multiple living spaces, income potential, and multi-generational living on a beautiful 0.43-acre lot in a quiet Cleveland neighborhood. The main level features 3 bedrooms, 2 full bathrooms, a spacious living room with a wood-burning fireplace, dining area, and kitchen, with tile and laminate flooring throughout (no carpet). The home offers great natural light, multiple closets, and a comfortable layout for everyday living. The finished basement provides additional living space and includes a kitchenette, full bathroom, laundry area, and direct access to the garage, making it ideal for a guest suite, recreation area, home office, or additional living quarters. One of the most valuable features of this property is the separate living quarters (mother-in-law suite) with private entrance, living room, full kitchen, 1 bedroom, 1 full bathroom, and washer/dryer hookups. This unit also features a private porch, access to the backyard and deck, separate electrical meter, and separate HVAC system. The separate living unit is being sold fully furnished, including appliances and furniture, and is ready for Airbnb, rental income, guest use, or immediate occupancy. This is a rare opportunity for buyers looking for income-producing property or multi-generational living. Outdoor features include a large covered front porch with beautiful wood ceiling, back deck, fenced backyard, retaining wall, and metal roof, plus plenty of outdoor space for entertaining, pets, or gardening. This property is ideal for: - Multi-generational living - Rental income opportunity - Airbnb or short-term rental potential - House hacking (live in one unit and rent the others) - Home office or private guest suite Three living areas, one property -- flexible living and income potential in one unique opportunity

Listing Status:

Pending

Date Added:

March 25, 2026

Data Last Updated:

April 5, 2026 at 7:36AM

Listing Office:

EXP Realty LLC : 888-519-5113

MLS ID:

1531070

Interior

• General: BarCeiling Fan(s)Smart Camera(s)/RecordingWalk-In Closet(s)
• Appliances: DryerDishwasherElectric RangeMicrowaveRefrigerator
• Laundry: Laundry Room
• Basement: Partially Finished
• Flooring: LaminateTile
• A/C: Central AirCeiling Fan(s)Electric
• Heating: CentralElectric
• Fireplace: Living RoomFireplaceFireplaces: 1

Exterior

• General: Rain GuttersSmart Camera(s)/Recording
• Style: Ranch
• Parking: AsphaltGarageGarage Door OpenerOn Street

Construction

• Roofing: Metal
• General: BlockBrickConcreteTwoBlock

Location

• Road/Access: City Street
• Golf: Other
• Originating MLS: Greater Chattanooga REALTORS®
• County: Bradley

Lot

• Zoning: Lot 25026n P 01300 000
• Fencing: Fenced

Utilities

• Utilities: Electricity ConnectedPhone AvailableWater Connected
• Water: Public
• Sewer: Septic Tank

Financial

• Source: Greater Chattanooga REALTORS®