1040 Whites Creek Ln, Decaturville, TN 38329

• 3 beds |
• 4 baths |
• 2,246 sqft

Property Description

Whites Creek Riverfront Retreat – Turnkey Airbnb Gem! Location: Gated Whites Creek Community, Tennessee River (midway between Memphis & Nashville, south of I-40) Private Dock + Sandy Beach Proven Airbnb Income (3+ Years) 3 Bed | 4 Bath | Fully Furnished Property Highlights Riverfront Paradise: Unobstructed views up/down the Tennessee River with multiple sandy beaches, islands, coves & marinas Private Dock + Beach: Step from your backyard onto your own dock and private sandy beach Wildlife & River Activity: Daily sightings of bald eagles, pleasure boats, barges & river cruise ships Turnkey Airbnb: Fully furnished – just bring clothes! Successful rental history (3 years) Additional Lot: 40x40 metal shop with electricity & wood stove (perfect for hobbies/storage) Home Features Main Level features Hardwood & tile floors, granite countertops, expansive covered deck Full basement heated/cooled with full bath – ideal for entertaining or storage Community Perks Gated Neighborhood with community boat ramp & large sandy beach Short boat ride to marinas with dining & entertainment Prime spot for fishing, watersports & nature lovers Quick drive to Decaturville (groceries, hardware, etc.) City Water High Speed Internet Minutes to Mermaid Marina and Tennessee River Golf Key Notes Floodplain Location: Home elevated with concrete block basement (ventable for flood events) Investment Ready: Proven rental income + shop lot included Lifestyle: Halfway between Memphis & Nashville – perfect weekend escape or full-time river living Jet boat (2019 Yamaha SX210) is not included but can be purchased separately. Move-in ready. Boat-in ready. Income-ready. Contact for private showing or Airbnb performance data.

Listing Status:

Pending

Date Added:

May 4, 2026

Data Last Updated:

May 10, 2026 at 7:18AM

Listing Office:

Lake Homes Realty, LLC : 9013317089

Listing Agent:

Cereice Morris : 9013317089

MLS ID:

3187096

Interior

• General: High Speed Internet
• Appliances: Electric OvenDishwasherDryerMicrowaveRefrigeratorWasher
• Laundry: Electric Dryer HookupWasher Hookup
• Basement: FullPartially Finished
• Flooring: CarpetWoodTile
• A/C: Central Air
• Heating: Central
• Fireplace: Electric

Exterior

• General: Dock
• Style: A-Frame
• Other Structures: DeckCovered
• Parking: Attached/DetachedDrivewayParking spaces: 6

Construction

• Roofing: Shingle
• General: Three Or More

Location

• HOA Amenities: Gated350.0Annually
• Originating MLS: realtrac
• County: Decatur CountyTN

Lot

• Topography: ClearedLevelViews
• Zoning: 089E B 00300 000
• View: LakeRiverWaterView

Utilities

• Utilities: Water Available
• Water: Public
• Sewer: Septic Tank

Financial

• Source: realtrac