406 Payne Lane, Spring City, TN 37381

• 3 beds |
• 1 bath |
• 2,236 sqft

Property Description

Welcome to this charming 3-bedroom, 1-bath home offering space, flexibility, and room to grow. Situated on a rare double lot, this property delivers both comfort and opportunity with plenty of outdoor space for entertaining, expansion, or simply enjoying the extra elbow room. Inside, you'll find a functional layout with an upstairs room that presents a prime value-add opportunity--easily convertible to include a second bathroom, creating additional convenience and equity potential. The dedicated ''man cave'' is ready for game day or weekend gatherings, complete with a pool table that conveys with the home. Step outside to enjoy the above-ground pool, which is ready for a refresh with a new liner--offering the perfect chance to customize and make it your own just in time for summer. Whether you're a first-time buyer, investor, or someone looking for space with upside potential, this property checks the boxes for lifestyle and long-term value.

Listing Status:

Active

Date Added:

July 21, 2026

Data Last Updated:

August 11, 2026 at 7:20AM

Listing Office:

eXp Realty, LLC : 8885195113

Listing Agent:

Darren Miller : 4232846897

MLS ID:

3301811

Interior

• Appliances: CooktopDishwasher
• Basement: Crawl Space
• Flooring: Luxury Vinyl
• A/C: OtherCentral Air
• Heating: Natural GasCentralDualOther

Exterior

• Style: Other
• Other Structures: PorchDeck
• Pool: Above Ground
• Parking: Parking spaces: 0

Construction

• Roofing: Shingle
• General: Three Or More

Location

• Originating MLS: realtrac
• County: Rhea CountyTN

Lot

• Zoning: 025 00141 000
• View: Trees/WoodsView

Utilities

• Utilities: Natural Gas Available
• Water: Well
• Sewer: Septic Tank

Financial

• Source: realtrac