$350,000

406 Payne Lane, Spring City, TN 37381

3 beds |
1 bath |
2,236 sqft

Single-Family Home
Built in 1983
2acre lot
—— car garage
$157/sqft
Listed 20 days ago

Property Description

Welcome to this charming 3-bedroom, 1-bath home offering space, flexibility, and room to grow. Situated on a rare double lot, this property delivers both comfort and opportunity with plenty of outdoor space for entertaining, expansion, or simply enjoying the extra elbow room. Inside, you'll find a functional layout with an upstairs room that presents a prime value-add opportunity—easily convertible to include a second bathroom, creating additional convenience and equity potential. The dedicated ''man cave'' is ready for game day or weekend gatherings, complete with a pool table that conveys with the home. Step outside to enjoy the above-ground pool, which is ready for a refresh with a new liner—offering the perfect chance to customize and make it your own just in time for summer. Whether you're a first-time buyer, investor, or someone looking for space with upside potential, this property checks the boxes for lifestyle and long-term value.

Listing Status:: Active
Date Added:: February 19, 2026
Data Last Updated:: March 11, 2026 at 7:36AM
Listing Office:: EXP Realty LLC : 888-519-5113
MLS ID:: 1528822

Appliances: DishwasherElectric Cooktop
Laundry: Laundry Room
Flooring: Luxury Vinyl
A/C: Central AirCeiling Fan(s)
Heating: CentralNatural GasDual Fuel
Fireplace: Wood Burning StoveFireplace

General: Rain GuttersOutbuildingShed(s)Workshop
Style: Other
Other Structures: OutbuildingShed(s)Workshop
Pool: Above Ground
Parking: Off Street

Roofing: Shingle
Windows: Aluminum Frames
General: Wood Siding1Block

Road/Access: County Road
Golf: None
Originating MLS: Greater Chattanooga REALTORS®
County: Rhea

Zoning: Tax ID 025 001.41 Tax ID 025 001.29025 00141 000
View: PastureRuralTrees/WoodsView
Fencing: Fenced

Utilities: Electricity ConnectedWater Connected
Water: Well
Sewer: Septic Tank

Source: Greater Chattanooga REALTORS®

This listing courtesy of EXP Realty LLC

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Spring City Elementary School

270 E Jackson Ave, Spring City, TN, 37381

Grades PK-5

3.17 miles away

Spring City Middle School

751 Wassom Memorial Hwy # 68, Spring City, TN, 37381

Grades 6-8

3.82 miles away

Rhea County High School

885 Eagle Ln, Evensville, TN, 37332

Grades 9-12

11.75 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.