40 Cumberland Circle, Denison, TX 75021

• 3 beds |
• 3 baths |
• 1,909 sqft

Property Description

NO CITY TAXES & NO HOA! Escape to this rare, 2.14-acre country home, in Cross Timbers Estates, just east of Denison, Tx, off Hwy 69. Positioned on a spacious corner lot with mature shade trees, this 1985 home is perfect for small acreage living. Step out onto the massive, covered back deck to experience total serenity—the home’s layout helps to add privacy from the street and side neighbors, leaving you with peaceful views of your backyard and the remainder of the 2.14 acres. Inside, enjoy a move in ready, 3, possibly 4 bedroom, 2.5-bathroom floor plan featuring fresh interior paint, modernized lighting, an attached garage, and a cozy wood fireplace. This property has a detached workshop with a concrete floor, electricity, and possibly water—plus a separate covered RV parking bay and an additional storage unit. Perfect for hobbyists, contractors, or Lake Texoma boat owners looking for freedom from city restrictions and high storage fees. Properties offering this blend of acreage, utility, and monthly tax savings since outside the city limits are incredibly rare at this price point. Schedule your tour today and experience the privacy for yourself! All information deemed correct and accurate, however buyer and buyer’s agent to verify all information.

Listing Status:

Active

Data Last Updated:

June 30, 2026 at 10:20PM

Listing Office:

Ann's Realty :

Listing Agent:

Dianna Whitlock : 903-815-0509

MLS ID:

21059924

Interior

• General: Eat-in KitchenHigh Speed InternetPaneling/WainscotingCable TV
• Appliances: Some Gas AppliancesDryerDishwasherGas RangeGas Water HeaterPlumbed For GasRefrigeratorWasher
• Laundry: Washer HookupElectric Dryer HookupLaundry in Utility Room
• Flooring: Laminate
• A/C: Central AirCeiling Fan(s)Electric
• Heating: Fireplace(s)Propane
• Fireplace: Family RoomMasonryWood BurningFireplaceFireplaces: 1

Exterior

• General: RV/Boat StorageStorageWorkshop
• Style: TraditionalDetached
• Other Structures: RV/Boat StorageStorageWorkshop
• Pool: None
• Parking: Additional ParkingCircular DrivewayConcreteDoor-MultiGarageGarage Door OpenerOpenRV CarportGarage Faces SideSee RemarksStorageBoatRV Access/Parking

Construction

• Roofing: Composition
• General: Brick1Slab

Location

• Road/Access: Asphalt
• Originating MLS: NTR
• School District: Denison ISD
• County: Grayson

Lot

• Zoning: CROSS TIMBER ESTATESLOT PT 35 36 & 37ACRE117060
• Fencing: Back YardChain Link

Utilities

• Utilities: Electricity ConnectedPropanePhone AvailableSeptic AvailableWater AvailableCable Available
• Water: Well
• Sewer: Aerobic Septic

Financial

• Source: NTR
• Exclusions: Personal furniture and belongings.