$192,000

2809 San Jacinto Road, Temple, TX 76502

3 beds |
2 baths |
1,144 sqft

Single-Family Home
Built in 1985
4,739sqft lot
2 car garage
$168/sqft
Listed 3 days ago

Property Description

Fully Remodeled 3/2 in Temple, TX — Owner Financing Only! Skip the banks and enjoy a simpler path to homeownership with flexible seller financing terms. This beautifully updated home offers 1,144 sqft of thoughtfully redesigned living space in an established neighborhood. Complete remodel featuring brand-new vinyl plank flooring, fresh interior paint throughout, and updated fixtures and hardware for a clean, modern feel. Kitchen includes new appliances—refrigerator, range, microwave, and dishwasher—ready for move-in. Home offers 3 bedrooms, 2 bathrooms, and a 2-car garage. Located in Cimarron Phase II, this property provides a quiet, community type setting while still being close to local conveniences. Not your typical cosmetic flip—this home has been fully refreshed with attention to detail, creating a bright, welcoming space ideal for first-time buyers, families, or anyone looking for a move-in ready home with easy financing options. Owner financing required—no traditional bank financing. Terms range from 10-15% down payment, 7-8.5% fixed rate for 30 years with a 10 year balloon/refinance. Ask listing agent for details and application. If you’ve been searching for an owner financed home under $200k, this is your opportunity. Schedule your showing today before it’s gone!

Listing Status:: Active
Date Added:: April 1, 2026
Data Last Updated:: April 4, 2026 at 5:17AM
Listing Office:: Barry Ratliff, Broker : 254-295-6081
Listing Agent:: Barry Ratliff : 254-295-6081
MLS ID:: 609465

General: Ceiling Fan(s)Double VanityHigh CeilingsLaminate CountersVanityVaulted Ceiling(s)Pantry
Appliances: DishwasherElectric RangeElectric Water HeaterRange HoodWater HeaterSome Electric AppliancesMicrowaveRange
Laundry: Washer HookupElectric Dryer HookupIn Garage
Flooring: Ceramic TileHardwoodVinyl
A/C: Central AirElectric1 Unit
Heating: CentralElectric
Fireplace: Factory BuiltLiving RoomWood BurningFireplace

General: Covered PatioPorchStorageStorage
Style: Traditional
Other Structures: StoragePorchRefrigeratorPatioCovered
Pool: None

Roofing: CompositionShingle
General: MasonryVertical Siding1Slab

Road/Access: City Street
Originating MLS: CTEXAS_TBBOR
School District: Temple ISD
County: Bell

Zoning: CIMARRON PHASE IIBLOCK 009LOT 0008395
View: None
Fencing: PrivacyWood

Utilities: Cable AvailableElectricity AvailableHigh Speed Internet AvailableElectricity on Property
Water: Public
Sewer: Public Sewer

Source: CTEXAS_TBBOR

This listing courtesy of Barry Ratliff , Barry Ratliff, Broker

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Thornton Elementary School

2825 Cottonwood Ln, Temple, TX, 76502

Grades KG-5

1.21 miles away

Bonham Middle School

4600 Midway Dr, Temple, TX, 76502

Grades 6-8

1.80 miles away

Fred W Edwards Academy Aec

300 S 27th St, Temple, TX, 76504

Grades 9-12

3.33 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.