$445,000

430 Pine Tree Rd, Center Cross, VA 22437

  • 3 beds |
  • 2 baths |
  • 1,400 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 1968
  • Property Lot Size Icon0.26acre lot
  • Property Parking Icon —— car garage
  • Property Price Per Square Feet Icon $318/sqft
  • Property List Date Icon Listed 4 days ago

Property Description

South Hill Banks is a waterfront community in Essex County featuring a wide community sand beach with pier and boat ramp on the Rappahannock. 430 Pine Tree Road offers wonderful views of the River from the deck, family room or around the fire pit. The home features 3 bedrooms and two full baths as well as a large family room opening to the kitchen. There have been numerous renovations and upgrades including replacement windows, a new moisture barrier and dehumidifier in the crawl space (6-25), new roof (2023), HVAC (2025), water heater (2023). The property includes a shed with water and power and a second storage building/garage. Conveniently located only 50 minutes from Richmond, 20 minutes from Tappahannock or Urbanna and 10 minutes from Garrett's Marina. The county taxes the home as a 2 bedroom home but, the Health Department has it permitted for 3 bedrooms. The Community Association has a voluntary $125/year fee to cover up keep of the roads, pavilion, boat ramp and insurance.

Listing Status:
Active
Data Last Updated:
March 29, 2026 at 2:15AM
Listing Office:
Hometown Realty : (804) 443-0067
Listing Agent:
Jeff Brooks : (804) 445-1395
MLS ID:
2607347
  • General: Bedroom on Main LevelCeiling Fan(s)Dining AreaEat-in KitchenLaminate CountersBath in Primary BedroomMain Level Primary
  • Appliances: Washer/Dryer StackedDishwasherElectric CookingElectric Water HeaterMicrowaveRefrigeratorSmooth Cooktop
  • Laundry: Washer HookupDryer HookupStacked
  • Basement: Crawl Space
  • Flooring: CarpetLaminateWood
  • A/C: Central Air
  • Heating: ElectricHeat PumpPropane
  • Fireplace: Fireplaces: 0
  • General: DeckStorageShedShed(s)Utility Building(s)
  • Style: Ranch
  • Other Structures: Shed(s)Utility Building(s)DeckSide Porch
  • Pool: None
  • Parking: No GarageOff Street
  • Roofing: Composition
  • Windows: Thermal Windows
  • General: BlockDrywallFrameVinyl Siding1
  • HOA Amenities: Road MaintenanceWater Access
  • Originating MLS: CVR
  • County: Essex
  • Topography: Level
  • Zoning: SOUTH HILL BANKS LOT 72 SEC E AC .000 CL 2 0 ZN 12 0000 0000038 WF54A-5-72
  • View: WaterView
  • Fencing: None
  • Water: Community/CoopShared Well
  • Sewer: Septic Tank
  • Source: CVR
  • Ownership: IndividualsSole Proprietor

This listing courtesy of Jeff Brooks , Hometown Realty

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

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Location

Schools Nearby

T

Tappahannock Elementary School

205 Elementary School Circle, Tappahannock, VA, 22560

Grades PK-3

11.73 miles away

E

Essex Intermediate School

912 Intermediate School Cir, Tappahannock, VA, 22560

Grades 4-7

11.57 miles away

E

Essex High School

833 High School Circle, Tappahannock, VA, 22560

Grades 8-12

11.76 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.