1226 BANCROFT AVE, Colonial Beach, VA 22443

• 3 beds |
• 3 baths |
• 2,650 sqft

Property Description

PRICE IMPROVEMENT! ASSUMABLE 2.5% LOAN AVAILABLE FOR QUALIFIED BUYERS—an incredible opportunity to secure a below-market interest rate while enjoying one of Colonial Beach’s most desirable neighborhoods. Receive a 1% lender credit when you finance your purchase through our preferred lender and close with our preferred title company. Welcome to The Point, Colonial Beach’s vibrant golf cart community where coastal charm, waterfront living, and small-town hospitality come together. Just two blocks from both the Potomac River and Monroe Bay, you’ll enjoy easy access to beaches, marinas, waterfront restaurants, boutique shopping, breweries, the boardwalk, and year-round community events—all just a golf cart ride away. Built in 2009, this beautifully maintained 3-bedroom, 2.5-bath home offers exceptional space rarely found in this location. The expansive living room addition creates incredible flexibility for entertaining, a second family room, formal dining, a game room, or a home office. Hardwood floors, a cozy propane fireplace, and an open, inviting floor plan make this home ideal for everyday living. The recently updated kitchen and bathrooms blend timeless style with modern finishes. Upstairs, the oversized primary suite features a walk-in closet and a relaxing jetted soaking tub. Outside, enjoy the low-maintenance Trex front porch, screened rear porch, oversized fenced yard, and oversized two-car garage with plenty of room for storage, hobbies, or your golf cart. Best of all—there’s no HOA. Whether you’re searching for a full-time residence, a weekend retreat, or an investment in one of Virginia’s favorite waterfront towns, this home offers a rare combination of location, lifestyle, space, and financing opportunities. Schedule your private showing today and discover why so many people fall in love with life in Colonial Beach.

Listing Status:

Active

Data Last Updated:

August 20, 2026 at 1:18PM

Listing Office:

United Real Estate Premier : 5403741111

Listing Agent:

Heidi C HomFeldt : 5404558034

MLS ID:

VAWE2010528

Interior

• General: Kitchen - GourmetFloor Plan - Traditional
• Rooms: Kitchen
• Appliances: IcemakerMicrowaveOven/Range - ElectricRefrigeratorWasherDryer - ElectricDishwasherDisposal
• Laundry: Upper Floor
• Flooring: HardwoodCarpet
• A/C: Central A/C
• Heating: Heat Pump(s)Electric
• Fireplace: Gas/PropaneFireplaceFireplaces: 1
• Disability Feature: None

Exterior

• General: Above GradeBelow Grade
• Style: Contemporary
• Other Structures: PorchScreened
• Parking: Paved DrivewaySurface

Construction

• General: Vinyl Siding2Crawl Space

Location

• HOA Amenities: Community CenterPicnic AreaPier/DockTaxi Service
• Originating MLS: BRIGHT_MAIN
• School District: COLONIAL BEACH PUBLIC SCHOOLS
• County: WESTMORELAND-VA

Lot

• Zoning: RESIDENTIAL3A1 2 16 2
• View: Water
• Fencing: ChainLinkRear

Utilities

• Water: Public
• Sewer: Public Sewer

Financial

• Source: BRIGHT_MAIN